Everyday Accounts​

Zero, zilch, zip, nothing, nada.

$0 monthly account keeping fees forever.§

Everyday Accounts​

Zero, zilch, zip, nothing, nada.

$0 monthly account keeping fees forever.§

Compare our everyday accounts

Everyday Options
Account

Our most popular all-access everyday account packed full of features. 

 Open now in under 5 minutes


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Carbon Insights
Account

Our online everyday account with carbon insights. This account also offers protection against overdrawing your account3.

Open now

 Open now in under 5 minutes


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Everyday Essentials Account

Our everyday account designed for government benefit recipients. This account offers protection against overdrawing your account3.

Open now

 Open now in under 5 minutes


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Your security is our top priority. We’re committed to protecting your information and providing you with a safe bank environment. 

Enjoy cashback into your account when you use your eligible Suncorp Bank Visa Debit card+ to shop. No promo codes, no additional apps.

Enjoy cashback into your account when you use your eligible Suncorp Bank Visa Debit card+ to shop. No promo codes, no additional apps.

What’s carbon neutral certification?

Carbon neutral certification is given to an organisation when they demonstrate a commitment to reduce emissions by supporting environmental projects to effectively reduce and offset their greenhouse gas emissions during an agreed time period.

In Australia, carbon neutral certification is governed by Climate Active.

Australia’s first certified carbon neutral personal transaction deposit accounts.

What’s carbon neutral certification?

Carbon neutral certification is given to an organisation when they demonstrate a commitment to reduce emissions by supporting environmental projects to effectively reduce and offset their greenhouse gas emissions during an agreed time period.

In Australia, carbon neutral certification is governed by Climate Active.

We've teamed up with OzHarvest to help deliver 1,555,116 meals to people in need across Australia.

Find out about the Food Savings Challenge to see how Suncorp Bank & OzHarvest are committed to helping you save food, money and the planet.

We've teamed up with OzHarvest to help deliver 1,555,116 meals to people in need across Australia.

Find out about the Food Savings Challenge to see how Suncorp Bank & OzHarvest are committed to helping you save food, money and the planet.

Fast, secure and easy access to your money with the Suncorp Bank App

Log in quickly and securely

Use Touch ID, Face ID^ or a 4-digit PIN.

Move your money

Transfer funds, pay bills and set up recurring payments, including BPAY® and Osko fast payments.++

Budget better

Know how much you’re spending by category with the Suncorp Bank Dollar Tracker.

Stay in control

Instantly lock and unlock your Visa Debit card if you misplace it.

Bank your way

 

Access your account with the award-winning Suncorp Bank App and Internet Banking

 

Pay bills with BPAY® and make Osko fast payments++ in the Suncorp Bank App

 

Fee-free# cash withdrawals at any Suncorp Bank ATM, atmx or Big 4 ATM

Customer Rating 5.0 stars out of 5 stars 5.0 stars out of 5 stars  (5.0 out of 5)

Find out exactly what Suncorp Bank customers thought about their website experience when opening an Everyday Account

Reviews are managed and sourced by BazaarVoice.

Reviews are independently verified and detail our customers' real experiences.


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Frequently asked questions

To open an account for either yourself or a company, you’ll need to provide proof of identity. For a full list of document types and requirements, read the Personal Identification Requirements page.

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Things you should know 

Deposit Products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882. Please read the relevant Product Information Document and Terms & Conditions before opening an account. Fees, charges, terms and conditions apply and are available on request. 

§ The features and fees listed on this page apply to the following accounts: Everyday Options Account, Carbon Insights Account and Everyday Essentials Account. Other Suncorp Bank accounts, including those account types which are no longer for sale, may have different fees and features to the accounts shown here. Please contact us or check the relevant Schedule of Fees & Charges for more information.

1. A Suncorp Bank Visa Debit Card is required.

2. To be eligible for a Suncorp Bank Visa Debit card you must be 16 years of age or older. If not eligible you will receive a Suncorp Bank eftpos card.

3. Some transactions which may cause the account to become overdrawn include fees and other transactions that occur when Suncorp Bank is processing offline. If your account becomes overdrawn and has a negative balance we will not charge overdrawn fees or interest on the Everyday Essentials account or Carbon Insights Account.

4. flexiRates can only be opened and accessed online.

5. The carbon emissions data provided is an estimate only and calculated using data provided by Cogo (a third party provider) relating to industry averages of carbon emissions per dollar spent for different merchant types (Industry Data). Calculations are based on averages only and are not specific to each item purchased at individual merchants and do not reflect individual merchants sustainability practices.

Apple, the Apple logo, Apple Pay and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries and regions.
App Store is a service mark of Apple Inc.

Google Wallet, The Google Wallet logo, Google Pay, The Google Pay logo, Google Play and the Google Play logo are trademarks of Google LLC.
Android is a trademark of Google LLC.

+An Eligible Card is a Suncorp Bank Visa Debit card linked to Suncorp Bank personal transaction account (“Eligible Account”) for customers aged 18 or over. An Eligible Account does not include Suncorp Bank Growth Saver Account, Kids Savings Account or Suncorp Bank PayLater Account.

++ Osko fast payments can only be made to a PayID or to the BSB and account number of an Osko enabled account at another Osko participating financial institution. Osko fast payments cannot be made from or to Passbook accounts, loan accounts (other than line of credit and overdraft facilities), Farm Management Deposit Accounts, PayLater Accounts and Fixed Term Deposits. Osko fast payments cannot be made from Kids Savings Accounts, Agent’s Statutory Trust Accounts (Qld, NSW) and Solicitor’s Trust Accounts (Qld) but can be made to them.

Staff assisted Osko fast payments cannot be made in branch from Carbon Insights Account and Sub-Accounts, Everyday Options Sub-Accounts, Business Saver Accounts or eOptions Accounts. Future-dated and recurring payments, Business Payment Credits and payments from accounts which requires 2 or more persons to sign to withdraw will not be made as Osko fast payments. We are gradually introducing Osko in Internet Banking so it may not be available for all eligible accounts until the full rollout is complete. Before you confirm a ‘Pay Someone’ transfer in Internet Banking, we will tell you if it will be sent via Osko.

For full details about terms and restrictions that apply to Osko fast payments please read our Terms and Conditions for Suncorp Accounts and Continuing Credit Accounts and the Product Information Document applicable to your account.

Terms and conditions apply. Find out more on our Suncorp Bank ATMs page.

^ FaceID login is available on the iPhone X and later models. Please refer to our Suncorp Bank App terms and conditions before using.

^^ A PayID can only be created for personal accounts via the Suncorp App or for business accounts by calling us on 13 11 55 or visiting a branch. Terms, conditions and eligibility criteria apply to PayID creation, please refer to the Product Information Document, Schedule of Fees and Charges and PayID Terms and Conditions, as applicable to your account. A PayID cannot be created in connection with a Passbook Account, Kids Savings Accounts, loan accounts (other than line of credit and overdraft facilities), Farm Management Deposit Accounts, PayLater Accounts  and Fixed Term Deposits. Certain types of mobile numbers (eg. international numbers) and email addresses may not be in a format which is compatible with our PayID requirements and, therefore, cannot be created as a PayID.

What’s carbon neutral certification?

Carbon neutral certification is given to an organisation when they demonstrate a commitment to reduce emissions by supporting environmental projects to effectively reduce and offset their greenhouse gas emissions during an agreed time period.

In Australia, carbon neutral certification is governed by Climate Active.