Home Loans
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Tip and tools to support you.
For best results type in one or two keywords like ‘Cashback’ or ‘password reset’.
Calculators & resources.
Ensure your home loan works for you.
About to finish your fixed rate term?
We’ve stepped out everything you need to know about finishing a fixed term home loan. Find out more.
Frequently asked questions
Yes. You can payout your home loan as quickly as you like. Suncorp Bank charge a loan finalisation fee.
If you have a Fixed Rate home loan and want to break the fixed term, an Early Repayment Adjustment Fee (EPIA) will apply. For more information on fees, view the EPIA brochure.
You can see the amount you’re required repay each period (weekly, fortnightly or monthly) for your home loan in Internet Banking.
When you take out a Suncorp Bank Home Loan, it’s important to be aware of potential fees and charges that may apply, like for example:
establishment fee,
monthly account-keeping fee.
The specific fees depend on factors such as the loan amount, the type of loan you chose and any other options you selected – such as offset or Cashback. If you chose to put the loan in the Home Package Plus, that can also impact your fees.
For a quick breakdown of fees and charges, check out our Home Loans Comparison page. See our Lending Fees and Charges document for more detailed information.
Suncorp Bank has discontinued offering new Personal Loans to focus on other product improvements, additions and innovations.
If you are an existing Personal Loans customer and have a question on your current loan, you can contact us on 13 11 75 or visit https://www.suncorpbank.com.au/ to see our range of Banking Products and offers.
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1. You need to apply for Cashback, which may be available subject to conditions specified in the contract. Please read these conditions carefully. Available Cashback may exclude any recent cheque, direct debit or pay at post payments and external transfers cannot be performed using online Cashback. Fixed Rate home loans are excluded from Cashback.
2. A Mortgage Offset facility can be established by linking your Everyday Options Account to the loan account and having it in offset mode. A Mortgage Offset Fee may apply to link the 100% Home Loan Offset facility to your home loan, which is waivered under the Home Package Plus. The Mortgage Offset fee is charged to your linked loan account.
3. A minimum amount for each split is $10,000. Additional charges may be incurred for additional loans, unless held in a Home Package Plus.
For Fixed Rate Home Loans, an Early Payment Interest Adjustment (EPIA) applies if more than the prepayment allowance (currently $500.00 per month) is paid in excess of the agreed monthly repayment. The EPIA also applies if the loan is repaid in full or the agreed fixed rate period is broken for any reason. EPIA applies to the whole amount prepaid. Find out more information on EPIA or ask in branch for our EPIA brochure.
# The Renovation Calculator is hosted and operated by RP Data Pty Ltd, trading as CoreLogic Asia Pacific (“CoreLogic”). Estimated renovation costs are indicative only and do not represent Suncorp-Metway Limited ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 ("Suncorp Bank") making an offer of credit or providing loan approval. Suncorp Bank does not accept any legal responsibility for any loss incurred as a result of reliance upon this tool – please make your own enquiries.
Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”) to approved applicants only. Please read the relevant Product Information Document, Lending Fees and Charges and the Home Package Plus Terms and Conditions before making a decision regarding any Suncorp Bank products. Fees, charges, terms and conditions apply and are available on request or on our Product Information Documents and Forms page.