Kids Bank Accounts
Bank Accounts with no monthly account keeping fees for under-18s to grow their savings and easily manage their money.
A fee-free savings account that rewards kids for saving, offering bonus interest for regular savers




No fees
$0 monthly account keeping fee and no transaction fees.
No minimum balance
Open an account with any amount of money and start earning interest.
Earn bonus interest
Each month, deposit at least $20 into the account and make no more than one withdrawal.
Who can open this account?
Over-11s & under-18s
Kids in this age range can open this account at any Suncorp Bank branch.
Under-11s
Kids under 11 will need a parent or guardian to open their account for them.
We’ll have to confirm your identity when you visit, so please take a moment to read our personal ID requirements.




No fees
$0 monthly account keeping fee and no transaction fees.
Tap & pay
Add your debit card to your phone’s digital wallet.
24/7 access
Manage your money on the go with the Suncorp Bank App and Internet Banking.
Who can open this account?
11-14 years
You can apply online to open your account. You’ll need to visit any of our Suncorp Bank branches or a participating Australia Post outlet to finalise your account opening.
15-17 years
You can apply online to open your account. All you’ll need is two forms of ID such as an Australian Passport and a Medicare card.
Learn more about youth money management
Things you should know
It may be necessary to vary the terms of your product to convert it to a different replacement product. This means you may end up with a product that has different terms and features from those you initially applied for. In any event, Suncorp Bank will give you more information about these changes before they take effect. You may also wish to consider applying for other products instead. If you have any questions, please contact us on 13 11 75.
Home Loan, Personal and Business Banking products are issued by Suncorp Bank (Norfina Limited ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882) to approved applicants only. Eligibility criteria, conditions, fees and charges apply and are available on request. Please read the relevant Product Information Document and terms and conditions before making any decisions about whether to acquire a product.
Interest rates and fees and charges subject to change without notice.
To be eligible for a Suncorp Bank Visa Debit Card you must be 11 years of age or older. For Visa Debit Cards issued to customers aged 11-15 years of age, we will (where possible) block purchases from merchants using the following Merchant Category Codes: Dating Services (7273), Massage Parlours (7297), Gambling Transactions (7995) , Government-Owned Lotteries (Non-U.S. region) (9406), Government-Owned Lotteries (U.S. Region only) (7800), Government Licensed Casinos (Online Gambling) (7801), Government Licensed Horse/Dog Racing (U.S. Region only) (7802), Direct Marketing - Outbound Telemarketing Merchants (5966), Direct Marketing - Inbound Telemarketing Merchants (5967) .