Kids Bank Accounts

Bank Accounts with no monthly account keeping fees for under-18s to grow their savings and easily manage their money.

A fee-free savings account that rewards kids for saving, offering bonus interest for regular savers

Kids Savings Account

No fees

$0 monthly account keeping fee and no transaction fees.

No minimum balance

Open an account with any  amount of money and start earning interest.

Earn bonus interest

Each month, deposit at least $20 into the account and make no more than one withdrawal.

Who can open this account?

Over-11s & under-18s

Kids in this age range can open this account at any Suncorp Bank branch.


Kids under 11 will need a parent or guardian to open their account for them.

We’ll have to confirm your identity when you visit, so please take a moment to read our personal ID requirements.

Everyday accounts that let kids easily access their money

Everyday Accounts

No fees

$0 monthly account keeping fee and no transaction fees.

Tap & pay

Add your debit card to your phone’s digital wallet.

24/7 access

Manage your money on the go with the Suncorp Bank App and Internet Banking.

Who can open this account?

11-14 years

You can apply online to open your account. You’ll need to visit any of our Suncorp Bank branches or a participating Australia Post outlet to finalise your account opening.

15-17 years

You can apply online to open your account. All you’ll need is two forms of ID such as an Australian Passport and a Medicare card.​

 Learn more about youth money management

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Things you should know

Interest rates and fees and charges subject to change without notice.

Deposit Products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882. Please read the relevant Product Information Document and Terms & Conditions for Personal Deposit Accounts before opening an account. Fees, charges, terms and conditions apply and are available on request.

To be eligible for a Suncorp Bank Visa Debit card you must be 16 years of age or older. If not eligible you will receive a Suncorp Bank eftpos card.