Forms of primary ID
To verify your identity online, you'll need any two of the following:
- Driver's licence
- Medicare card
- Passport
Everyday Accounts
Our everyday accounts work for kids, too
With a Suncorp Bank Everyday Account, kids can:
- Enjoy no monthly account keeping fees.
- Manage their money on the go with the Suncorp Bank App and Internet Banking.
- Add their debit card to their phones' digital wallet.
Canstar 2024
Outstanding Value Junior & Youth Banking Award
Everyday Options Account
Our Everyday Options Account lets kids bank online, in branch and by phone plus they can spend, save and budget better with sub-accounts and flexiRates.ƒ
Sub-accounts to help you plan and save
Open up to 9 sub-accounts for your spending and saving goals.
Lock in higher rates
Reduce the temptation to spend by setting aside savings in your Everyday Options Account with flexiRates.
In-person and online access to your money
Enjoy easy 24/7 access online, plus branches and phone banking should you need it.
Who can open this account?
11 - 14 years
You can apply online to open your account. You’ll need to visit any of our Suncorp Bank branches or a participating Australia Post outlet to finalise your account opening.
15 - 17 years
You can apply online to open your account. All you’ll need is two forms of ID such as an Australian Passport and a Medicare card.
Kids 11-17 can also open an account in branch. Before you do, check out our personal ID requirements.
Carbon Insights Account
With this online-only transaction account, kids can view an estimate of carbon emissions for their transactions, calculated by matching each transaction to an industry, and multiplying spend by an average emission factor for that industry.»
View your carbon emissions
View an estimate of your carbon emissions» in the Suncorp Bank App.
Digital only access helps reduce your carbon footprint
Reduce your impact on the environment by leaving paper statements behind.
Sub-accounts to help you plan and save
Open up to 9 sub-accounts for your spending and saving goals.
An extra level of overdraft protection
Prevents most transactions from overdrawing your account.
Who can open this account?
11 - 14 years
You can apply online to open your account. You’ll need to visit any of our Suncorp Bank branches or a participating Australia Post outlet to finalise your account opening.
15 - 17 years
You can apply online to open your account. All you’ll need is two forms of ID such as an Australian Passport and a Medicare card.
Everyday Essentials Account
Our Everyday Essentials Account lets kids bank online, in branch and by phone, plus it helps prevent overdrawing.£
An extra level of overdraft protection
Prevents most transactions from overdrawing your account.
In-person and online access to your money
Enjoy easy 24/7 access online, plus branches and phone banking should you need it.
Who can open this account?
11 - 14 years
You can apply online to open your account. You’ll need to visit any of our Suncorp Bank branches or a participating Australia Post outlet to finalise your account opening.
15 - 17 years
You can apply online to open your account. All you’ll need is two forms of ID such as an Australian Passport and a Medicare card.
Kids 11-17 can also open an account in branch. Before you do, check out our personal ID requirements.
What’s carbon neutral certification?
Carbon neutral certification is given to an organisation when they demonstrate a commitment to reduce emissions by supporting environmental projects to effectively reduce and offset their greenhouse gas emissions during an agreed time period.
In Australia, carbon neutral certification is governed by Climate Active.
Looking to earn interest on your savings? - Check out our Kids Savings Account
What type of card will I receive?
Debit cards - Visa vs. eftpos
What's the deal?
Banking terms are confusing. We get it. It helps to think of an eftpos card as a way to access your money, instead of using cash. You need to be present to use your card – like in a store. A Visa Debit card allows this too, but also lets you make purchases online and overseas.
Your money at your fingertips
Suncorp Bank App
Safe, secure and easy mobile banking.
Search Suncorp Bank App in the App Store or Google PlayTM.
Internet Banking
Fast, easy and unlimited.
In branch
Find an ATM or Suncorp Bank branch.
Things you should know
Home Loan, Personal and Business Banking products are issued by Suncorp Bank (Norfina Limited ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882) to approved applicants only. Eligibility criteria, conditions, fees and charges apply and are available on request. Please read the relevant Product Information Document and terms and conditions before making any decisions about whether to acquire a product.
To be eligible for a Suncorp Bank Visa Debit Card you must be 11 years of age or older. For Visa Debit Cards issued to customers aged 11-15 years of age, we will (where possible) block purchases from merchants using the following Merchant Category Codes: Dating Services (7273), Massage Parlours (7297), Gambling Transactions (7995) , Government-Owned Lotteries (Non-U.S. region) (9406), Government-Owned Lotteries (U.S. Region only) (7800), Government Licensed Casinos (Online Gambling) (7801), Government Licensed Horse/Dog Racing (U.S. Region only) (7802), Direct Marketing - Outbound Telemarketing Merchants (5966), Direct Marketing - Inbound Telemarketing Merchants (5967) .
Interest rates and fees and charges subject to change without notice.
£ Some transactions which may cause the account to become overdrawn include fees and other transactions that occur when Suncorp Bank is processing offline. If your account becomes overdrawn and has a negative balance we will not charge overdrawn fees or interest on the Everyday Essentials or Carbon Insights Account.
» The carbon emissions data provided is an estimate only and calculated using data provided by Cogo (a third party provider) relating to industry averages of carbon emissions per dollar spent for different merchant types (Industry Data). Calculations are based on averages only and are not specific to each item purchased at individual merchants and do not reflect individual merchants sustainability practices.
ƒ flexiRates allows you to earn higher interest rates by locking away a portion of your savings within your account for periods up to 12 months. flexiRates can only be opened and accessed online.
Bank@Post is not available for the Carbon Insights Account using a Suncorp Bank Visa Debit card.
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App Store is a service mark of Apple Inc.
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Android is a trademark of Google LLC.
Kids Accounts
The Canstar 2024 Outstanding Value Junior & Youth Banking Award was received in April 2024. The award recognises financial institutions that provide outstanding value to Australian consumers through their suite of savings and transaction products, including a separate category for Junior & Youth Banking Awards. Suncorp Bank products assessed included: Growth Saver Account, Kids Savings Account, Everyday Options Account, Carbon Insights Account and Everyday Essentials Account. For more information on Canstar awards, go to https://www.canstar.com.au/star-ratings-awards/savings-and-transaction-account.
