Everyday transaction accounts

Suncorp Bank has been serving customers for over 120 years. We design our personal and business banking services to help our customers build strong financial futures.

We also support our customers through their homeownership journey, whether they’re first home buyers stepping onto the property ladder or investors looking to build long-term wealth.

Often referred to as an everyday account, an everyday transaction account can generally be used for managing daily expenses like paying bills, shopping, and other routine purchases.

With a Suncorp Bank everyday transaction account, you can:

• Pay for goods and services using a linked Visa Debit card, Apple Pay® or Google Pay™.
• Withdraw cash from ATMs^¢ using a linked Visa Debit card.
• Send and receive money with Osko fast payments⁺⁺.
• Transfer funds between your Suncorp Bank accounts. 

To open an account for either yourself or a company, you’ll need to provide proof of identity. For a full list of document types and requirements, read the Personal Identification Requirements page.

Suncorp  Bank customers can do all their everyday banking from the Suncorp Bank App, including:

• view account balances
• set up and use Apple Pay® or Google Pay™ with your Visa Debit card as soon as you're approved for an everyday transaction account
• Pay someone in under a minute to participating banks with Osko fast payments⁺⁺
• set up your PayID to make getting paid simpler^{^}
• temporarily lock your Visa Debit card if it's been lost or stolen
• set or reset your card PIN
• view, download and share eStatements, and
• open new bank accounts.

You can easily transfer money from your account using Internet Banking, the Suncorp Bank App, Telephone Banking, or by visiting a Suncorp Bank branch.

You can open up to 9 sub-accounts with your main Everyday Options Account. Your sub-accounts can be named whatever you like. For example, you might like to name yours for different spending categories (such as bills, petrol and groceries) or savings goals (like a holiday fund).

If you’re looking to set up sub-accounts, we have an FAQ with a helpful step-by-step guide.

To make sure your salary is deposited into your Suncorp Bank account, you’ll need to give your employer your BSB and account number. Suncorp Bank’s BSB number is 484-799 for all accounts.

To make this a little easier, jump into Internet Banking to access an easy-to-use email template that pre-fills your account number.

This can also be done via the Suncorp Bank App by following the below steps: 

1. Tap ‘More’ in the menu bar, then select ‘Payments’.
2. Select ‘Set up salary deposit’, then complete the form.
3. We’ll provide you with a PDF for you to provide to your employer.

A Daily Limit is applied to all accounts linked to the Customer ID. Daily limits apply when you process external transfers, business payments, BPAY payments (except BPAY payments to the ATO) and transfers to another Suncorp Bank account not held in your name or business/company name.

Your daily limit will default to $5,000 for all external transfers performed via Internet Banking or via the Suncorp Bank App.

Learn how you can change your daily limit.

You can update your address, email and phone number through Internet Banking:

1. Log into Internet Banking and select ‘Settings & Security’.
2. Click ‘Update Contact Details’ and follow the prompts.

You can also update your address and email via the Suncorp Bank App:

1. Log into the App and tap ‘More’ in the menu bar.
2. Select 'Profile', then tap on 'Residential address’, 'Mailing address' or 'Email' and follow the prompts to update.

To change the name on your account, for example, because of marriage or divorce, you’ll need to follow the steps required by your state or territory’s Registry of Births Deaths and Marriages first. Once you’ve done that, you’ll then need to submit your change of name documentation in person at any Suncorp Bank branch.

Here’s where you can get more information on what’s required from your state or territory:

• Queensland
• Victoria
• New South Wales
• South Australia
• ACT
• Western Australia
• Northern Territory
• Tasmania