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Home Loan Interest Rates

Home Loan Special Offer Interest Rates

Below are our discounted interest rates for eligible customers who

  • Package their new Standard Variable or Fixed Rate home loan (new borrowing’s over $150,000) with our Everyday Options transaction bank account as part of our Home Package Plus
  • Combine a Back to Basics home loan (new borrowing’s over $150,000) with our Everyday Options transaction bank account.

Note: Special Offer Interest rates quoted below are inclusive of a discount margin which is deducted from the Standard Interest Rate.

Home Package Plus - Principal & Interest
Home Package Plus - Interest Only
Home Package Plus - First Home Buyer

Home Loan Interest Rates

Refer to the Home Lending Interest Rate Guide (PDF 442KB) for other available interest rates, which includes when borrowing less than the new borrowing of $150,000 as mentioned above.

The Home Lending Interest Rate Guide (PDF 442KB) also contains all standard interest rates used for the calculation of our Special Offer Interest Rates.

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Frequently asked questions

What makes us a great choice?

Security is top priority

We’re committed to protecting your personal information and providing you a safe banking environment.

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One point of contact throughout your home loan journey, keeping you up to date every step of the way.

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What can I expect?

Whether you want to get pre-approval, a new loan or refinance your existing loan with Suncorp Bank, you can apply quickly online. We’ll reply within two hours or by the next business day.

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What can I expect?

100% obligation free advice

Our experienced home lending team are happy to answer all your lending questions. They’ll call you within two hours (or next business day) to discuss your home lending needs. 

If you’d like to speak to someone straightaway, please call 13 11 75 Mon-Fri 8am-7pm and Sat-Sun 9am-2pm (AEST)

Each comparison rate is based on $150,000 over 25 years. These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates for Interest Only Fixed Rate home loans are based on an initial Interest Only period equal in length to the fixed rate period. Comparison rates for Interest Only Variable home loans are based on an initial 5 year Interest Only period.

Loan to Value Ratio (“LVR”) limits are inclusive of Lenders Mortgage Insurance (LMI) where applicable.

^ Fixed Rate applicable on the day of settlement of the loan will be used to calculate the applicable discounted fixed rate unless the rate has been secured by paying a Guaranteed Rate Fee, which must be selected at time of loan application. Current standard fixed rates and discounts are subject to change without notice.

At expiry of the fixed rate period, the rate will revert to the applicable Standard Variable Interest Rate less any applicable margin discount specified in your credit contract. The Interest Only period on a Fixed Rate must equal the Fixed Rate term.

Banking and home loans products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”) to approved applicants only. Please read the relevant Product Information Document, Lending Fees and Charges and Home Package Plus Terms and Conditions before making a decision regarding any Suncorp Bank products. Fees, charges, terms and conditions apply and are available on request or on our Product Information Documents and Forms page.


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