Visa Debit Cards

Shop online, overseas, or ‘Tap to Pay’ with Visa payWave.

Made from 82% recycled material re-purposed from post-industrial sources.

A quick and convenient way to pay with your own money

Suncorp Bank’s Visa Debit cards come with Visa payWave technology for 'Tap to Pay' payments and are made from 82% recycled material re-purposed from post-industrial sources.

They also include features to assist customers living with visual impairments, such as tactile dots to distinguish between cards and a thumb insert to correctly orientate cards into terminals.

Our Visa Debit cards are linked with Everyday Options, Everyday Essentials, Carbon Insights Account and Business Premium transaction accounts.

Multi Award-Winning Visa Debit Cards for International Travel

Awarded 2 years in a row 2022 and 2023

Everyday Options Account with a Suncorp Bank Visa Debit card

Everyday Essentials Account with a Suncorp Bank Visa Debit card

Awarded in 2023

Carbon Insights Account with a Suncorp Bank Visa Debit card

Convenience

  • Use your Visa Debit card to withdraw money at ATMs and EFTPOS machines.
  • Make purchases online, in person or over the phone.
  • Visa payWave is a contactless payment method which offers a quick and easy way to pay for items under $100. You can pay for purchases $100 and over with payWave, you just need to enter a PIN to authorise the transaction. 

Visa Zero Liability

Cardholder’s liability is limited to zero for unauthorised transactions, provided the cardholder notifies Suncorp Bank of unauthorised Visa transactions, and there is no evidence of cardholder negligence, fraud or collusion.

Security

  • You’re covered by Visa’s Zero Liability policy for unauthorised transactions.
  • Your card is embedded with the latest EMV microchip technology, which provides both data protection and transaction security, for greater protection against fraud.
  • When you're shopping online with your Suncorp Bank Visa Debit card at retailers who have signed up to Visa Secure or eftpos Secure, you may be asked to enter an SMS code before finalising your purchase. This ensures only you, the authorised cardholder, can use your Suncorp Bank Visa Debit card to make online purchases. If you do not have your mobile number registered with us, it may be necessary for you to contact the bank directly.

Visa Perks

As a Suncorp Bank Visa Debit cardholder, you have access to exclusive Australia and Overseas offers and perks provided by Visa, including:

  • Discounts on hotels, car rentals and travel experiences
  • A wide variety of shopping deals
  • Offers on sports and entertainment
  • Access to exclusive lifestyle events

Find your favourites in Visa Offers and Perks

Please refer to Visa’s website for full terms and conditions and availability and eligibility of offers and discounts.

Make sure you are eligible

  • To have a Suncorp Bank Visa Debit card you'll need to apply for an Everyday Account. Account owners must be 11 years or older (unless otherwise stated on the Product Information Document) and a permanent resident of Australia.
  • For Visa Debit Cards issued to customers aged 11-15 years of age, we will block known gambling, adult entertainment and certain other transactions involving restricted products or services.

Visa Zero Liability

Cardholder’s liability is limited to zero for unauthorised transactions, provided the cardholder notifies Suncorp Bank of unauthorised Visa transactions, and there is no evidence of cardholder negligence, fraud or collusion.

Ready to apply for an Everyday Account?

Visa Debit Cards are available with our Everyday Accounts.

Home Loan, Personal and Business Banking products are issued by Suncorp Bank (Norfina Limited ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882) to approved applicants only. Eligibility criteria, conditions, fees and charges apply and are available on request. Please read the relevant Product Information Document and terms and conditions before making any decisions about whether to acquire a product.

 A Suncorp Bank Visa Debit Card is required. Suncorp Bank Visa Debit Cards are not available to overseas residents, Trustee accounts, accounts where the number to sign to operate is two or more (no form of card access is allowed) or minors. Suncorp Bank Visa Debit Cards must have an account linked as Primary Credit Relationship. Each customer may only have one Suncorp Bank Visa Debit Card per Primary Credit account.

To be eligible for a Suncorp Bank Visa Debit Card you must be 11 years of age or older. For Visa Debit Cards issued to customers aged 11-15 years of age, we will (where possible) block purchases from merchants using the following Merchant Category Codes: Dating Services (7273), Massage Parlours (7297), Gambling Transactions (7995) , Government-Owned Lotteries (Non-U.S. region) (9406), Government-Owned Lotteries (U.S. Region only) (7800), Government Licensed Casinos (Online Gambling) (7801), Government Licensed Horse/Dog Racing (U.S. Region only) (7802), Direct Marketing - Outbound Telemarketing Merchants (5966), Direct Marketing - Inbound Telemarketing Merchants (5967) .

¢ Suncorp Bank is a member of the atmx by Armaguard (atmx) ATM Network. The deposit is taken by Armaguard on behalf of Suncorp Bank (Norfina Limited ABN 66 010 831 722 AFSL No 229882) at all atmx ATMs. Fee-free access applies to the following transactions: a successful cash withdrawal, account balance enquiry, PIN change, transfer between Suncorp Bank accounts, or a cash deposit using a Suncorp Bank Visa Debit or Suncorp Bank eftpos Card. Daily withdrawal limits apply. Deposit up to 90 notes per transaction. Cheques deposits are not accepted at atmx ATMs for Suncorp Bank Customers. Terms and conditions apply. Find out more on our Suncorp Bank ATMs page.

Visa functionality provided by Visa Inc.

Canstar Awards:

  • Suncorp Bank Visa Debit cards linked to Everyday Options Account and Everyday Essentials Accounts were awarded Canstar's Outstanding Value Travel Debit Card Award 2022 and 2023.
  • Suncorp Bank Visa Debit cards linked to Carbon Insights Account were awarded Canstar's Outstanding Value Travel Debit Card Award 2023.

 Mozo Awards:

  • Suncorp Bank Visa Debit cards linked to Everyday Options Account were awarded Mozo's Experts Choice Award 2022 and 2023 for Travel Debit Cards.
  • Suncorp Bank Visa Debit cards linked to Carbon Insights Account were awarded both Mozo’s Experts Choice Award 2023 for Travel Debit Cards.