Paying an Overseas Bank

Transfer money overseas easily and securely

International Money Transfer

Sending money overseas is safe and convenient using Internet Banking. You can also transfer money by visiting a Suncorp Bank branch.

An International Money Transfer is an electronic transfer of funds to an overseas account. The person who holds the overseas account being credited is called the ‘recipient’ or the ‘beneficiary’. It’s also sometimes known as a Telegraphic Transfer.

International transfers can take up to 5 business days, depending on the receiving bank and if there is any intermediary banks.

Check the International Exchange Rate to find out today’s rate.

You’ll need the following information:

  • A Suncorp Bank personal or business transaction account. International transfers are not available from an Everyday Options Sub Account, eOptions Account, Credit Card, Home Loan, Personal Loan, Trust Account or accounts which require more than one signature to operate.
  • Beneficiary’s name, address (full business or residential address, not being a PO Box address), including phone number and account details (e.g. International Banking Account Number (IBAN) for transfers to Europe and UK).
  • Any information or directions provided in relation to the instruction, this could be a purpose for the payment e.g. family support, a loan payment, payment for travel and payment of invoice etc.
  • Overseas Bank details, which could be a Swift Code, Fedwire/Routing number, Sort Code or a Bank Code and its address.

It’s wise to check the overseas bank’s website you are sending money to for international money transfer requirements, including bank details.

International Transfer via Internet Banking:

  • International Transfers from Internet Banking are Free.
  • If you are already a Internet Banking customer and have a security token, you are ready to go.
  • A Security Token Code can be quickly generated using our free Suncorp Bank Secured App from your mobile phone.
  • To make a payment, login to Internet Banking. Once you are in, simply select Transfer Money and then click International Money Transfer.

International Transfer via Branch

  • International Transfers via the branch cost $30.
  • You can transfer money internationally via visiting your local branch.
  • We’ll confirm all the details, and ask you to sign a document to confirm the transfer.

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Banking Products are provided by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882.

Intermediary Banks

An intermediary bank is established if no direct relationship exists between the bank sending and the bank receiving the funds.


The International Bank Account Number (IBAN) is a series of letters and numbers that uniquely identifies an account held at an overseas bank. It’s a way of representing account numbers in an internationally recognised standard format. If you have been provided an IBAN for the intended payment recipient always enter it in the recipient account number field. An IBAN is a mandatory requirement when sending payments to certain European and United Kingdom countries.

All IBANs start with a two (2) letter country code and contain between sixteen (16) and thirty-four (34) letters and numbers. The length of an IBAN will differ depending on the country, but its length must be fixed for any given country.


A SWIFT code is the unique identification code of a particular bank in a standard format code which is comprised of eight (8) or eleven (11) letters or numbers. These codes are used when transferring money between banks for international transfers. It indicates which bank a payment is to be sent. SWIFT codes can also be known as a Bank Identifier Code (BIC).

Sort Code

Sort codes are a unique identifier of the individual branch or bank office where a bank account is held. Sort codes are mandatory when sending a Telegraphic Transfer to the United Kingdom. A UK sort code should consist of six (6) digits entered as 000000, 00-00-00 or 00 00 00. Only these formats are acceptable to Suncorp Bank.