Cha-ching! This is the sound of cashback hitting your account
There are dozens of exciting offers available for cashback when you use your eligible Suncorp Bank Visa Debit card^ at the checkout. No scanning, no promo code or special app. It’s that simple!
HOME LOANS
Let's get you home.
Variable rate
±
Discounted Back to Basics Variable Rate with Better Together Special Offer. Owner Occupied. New to bank lending ≥ $150,000. Maximum LVR 60%. Principal and Interest repayments.
Discover our lowest variable rate home loan with low fees and flexible options.
INTRODUCTORY OFFER
Clear Options Platinum Credit Card – With Suncorp Bank Credit Card Rewards
Receive 140,000 bonus Suncorp Bank Credit Card Rewards Points when you spend $4,500 on eligible purchases in the first 3 months from approval.1
Enough for $600 in eVouchers2.
Banking you can feel good about
We’re committing to providing banking services that are good for your world, our world and the world.
Suncorp Bank is a certified carbon neutral company. We’re also the only mid-sized Australian bank to be a signatory to the United Nations Principles for Responsible Banking.
We’re here to help
Accessible and inclusive banking
Our responsibility is to ensure our customers can access and use Suncorp Bank’s services, products and platforms. We know that many may need further support and we’re working to provide this. Find out more.
Things you should know
Home Loan, Personal and Business Banking products are issued by Suncorp Bank (Norfina Limited ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882) to approved applicants only. Eligibility criteria, conditions, fees and charges apply and are available on request. Please read the relevant Product Information Document and terms and conditions before making any decisions about whether to acquire a product.
§ The features and fees listed on this page apply to the following accounts: Everyday Options Account, Carbon Insights Account and Everyday Essentials Account. Other Suncorp Bank accounts, including those account types which are no longer for sale, may have different fees and features to the accounts shown here. Please contact us or check the relevant schedule of fees and charges for more information.
±Discounted rate is only available for new Personal/Owner Occupied loans taken out as part of the Better Together Special Offer >= $150,000 and borrowings <= 60% of the security property value (LVR) inclusive of lenders mortgage insurance (if applicable), with Principal and Interest repayments and who hold a Suncorp Bank transaction account. The discounted rate (currently 6.13% p.a.) is calculated by subtracting a discount of 2.52% from the Standard Back to Basics Variable Rate (currently 8.65% p.a.). Rates and discounts are subject to change and may be varied if the loan purpose or repayment type is changed or where the borrower fails to hold a Suncorp Bank transaction account. Pre-approvals excluded. The discounted rate is available on eligible loans applied for from 24 April 2024.
# COMPARISON RATE:
A comparison rate is a rate that indicates the true cost of a loan. This comparison rate is based on $150,000 over a term of 25 years and incorporates certain fees and charges that are applicable for the chosen product.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates for Interest Only Fixed Rate home loans are based on an initial Interest Only period equal in length to the fixed rate period. Comparison rates for Interest Only Variable home loans are based on an initial 5 year Interest Only period.
1. Offer commenced 18 June 2024. To earn 140,000 bonus Suncorp Bank Credit Card Rewards Points, you must apply for a new Suncorp Bank Clear Options Platinum Credit Card before the offer is withdrawn, then spend $4,500 or more on eligible purchases within 3 months from approval. Please note, purchases must be processed and charged to your account within the spend period. Eligible purchases exclude Cash Advances, Balance Transfers, Special Promotions, refunds and chargebacks, purchases of foreign currency and traveller cheques, transactions made in operating a business, payments to other Suncorp Bank accounts, bank fees and charges, such as interest and ATM charges and transactions made using points. The bonus Suncorp Bank Credit Card Rewards Points will be credited to your Rewards Balance within 6-8 weeks from meeting the spend hurdle providing your Account is open and in good standing (for example your account is not in default, suspended or closed). All rewards are subject to the Suncorp Bank Credit Card Rewards Program terms and conditions. We reserve the right to withdraw or change the offer at any time without notice. Please note that this promotion is not available if you opt into the Suncorp Bank Qantas Frequent Flyer Program or choose a Home Package Plus package.
This offer is not available when closing or transferring from another Suncorp Bank branded credit card account or in conjunction with any other Suncorp Bank branded credit card offer.This offer is not available when closing or transferring from another Suncorp Bank branded credit card account or in conjunction with any other Suncorp Bank branded credit card offer.
2. Gift card value correct as at 18 June 2024 and is subject to change. eVoucher Rewards are subject to the Terms and Conditions noted on the eVoucher Reward and the named supplier's terms and conditions. For more information visit https://www.suncorpbankrewards.com.au/
^An Eligible Card is a Suncorp Bank Visa Debit card linked to Suncorp Bank personal transaction account (“Eligible Account”) for customers aged 18 or over. An Eligible Account does not include Suncorp Bank Growth Saver Account, Kids Savings Account or Suncorp Bank PayLater Account.
The Canstar 2024 Outstanding Transaction Accounts Award was received in April 2024. The award recognises financial institutions that provide outstanding value to Australian consumers through their suite of savings and transaction products. Suncorp Bank products assessed included: The Carbon Insights Account, Everyday Essentials Account and Everyday Options Account. For more information on Canstar awards, go to https://www.canstar.com.au/star-ratings-awards/savings-and-transaction-account/
The Mozo 2024 Experts Choice Award for Exceptional Everyday Account was received in April 2024 for Suncorp Bank Everyday Options Account and Suncorp Bank Carbon Insights Account. For more information on Mozo’s awards, go to https://mozo.com.au/expertschoice/bank-accounts
Comparison rate
A comparison rate is a rate that indicates the true cost of a loan. This rate incorporates certain fees and charges that are applicable for the chosen product.
