Compare Carbon Insights Account and Everyday Options Account features

Know what to expect before you agree to a change to your Carbon Insights Account terms and conditions

Many of the features you have now will still be available with the Everyday Options Account. See what’s staying the same and what’s changing if you agree to a change to your Carbon Insights Account terms and conditions.

       

Carbon Insights Account

Existing account

Everyday Options Account

Renamed account

No monthly account keeping fees

No monthly account keeping fees, no deposit requirements

Carbon Insights Account comes with no monthly account keeping fees

Everyday Options Account comes with no monthly account keeping fees

Fee-free¢  withdrawals

At any Suncorp Bank ATM, atmx or Big 4 ATM

Carbon Insights Account comes with fee-free withdrawals at any Suncorp Bank ATM, atmx or Big 4 ATM

Everyday Options Account comes with fee-free withdrawals at any Suncorp Bank ATM, atmx or Big 4 ATM

Carbon insights

View an estimate of carbon emissions» for your transactions

Carbon Insights Account comes with Carbon Insights

Everyday Options Account does not come with Carbon Insights

Earn interest

Earn interest on your main and Sub-Account(s) with balances of $0.01 and over

Carbon Insights Account can earn interest

Everyday Options Account can earn interest

Feel Good Rewards offers

Earn cashback by making an eligible purchase with your linked Visa Debit card

Carbon Insights Account comes with access to Feel Good Rewards offers

Everyday Options Account comes with access to Feel Good Rewards offers

Sub-Accounts

You can open up to 9 Sub-Accounts to help budget and organise your money

Carbon Insights Account comes with access to open up to 9 sub-accounts

Everyday Options Account comes with access to open up to 9 sub-accounts

Optional flexiRatesƒ

To help you reach your savings goals quicker

Carbon Insights Account comes with access to flexiRates

Everyday Options Account comes with access to flexiRates

Visa Debit card°

Access to a Visa Debit card for your banking

Carbon Insights Account comes with Visa Debit Card access

Everyday Options Account comes with Visa Debit Card access

The Suncorp Bank App

Convenient access to your money at home or on the move

Carbon Insights Account comes with access to the Suncorp Bank App

Everyday Options Account comes with access to the Suncorp Bank App

Digital Wallet2

Pay from the convenience of your phone with Apple Pay® or Google Pay™

Carbon Insights Account comes with access to Digital Wallet

Everyday Options Account comes with access to Digital Wallet

Home Loan Offset

Account can be used as a Home Loan Offset

Carbon Insights Account can’t be used as a Home Loan Offset

veryday Options Account can be used as a Home Loan Offset

Product Information Document and T&Cs

Action required

Keeping your account open

To keep your account open, you'll need to agree to a change to your Carbon Insights Account terms and conditions in the Suncorp Bank App on or before 25 March 2026.

If you don’t agree to the change on or before this date, your account will close on 31 March 2026. You can also choose to close your account earlier if you prefer.

Find out more about the change

We’re here to help

Things you should know

It may be necessary to vary the terms of your product to convert it to a different replacement product. This means you may end up with a product that has different terms and features from those you initially applied for. In any event, Suncorp Bank will give you more information about these changes before they take effect. You may also wish to consider applying for other products instead. If you have any questions, please contact us on 13 11 75.

Home Loan, Personal and Business Banking products are issued by Suncorp Bank (Norfina Limited ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882) to approved applicants only. Eligibility criteria, conditions, fees and charges apply and are available on request. Please read the relevant Product Information Document and terms and conditions before making any decisions about whether to acquire a product.

° To be eligible for a Suncorp Bank Visa Debit Card you must be 11 years of age or older. For Visa Debit Cards issued to customers aged 11-15 years of age, we will (where possible) block purchases from merchants using the following Merchant Category Codes: Dating Services (7273), Massage Parlours (7297), Gambling Transactions (7995), Government-Owned Lotteries (Non-U.S. region) (9406), Government-Owned Lotteries (U.S. Region only) (7800), Government Licensed Casinos (Online Gambling) (7801), Government Licensed Horse/Dog Racing (U.S. Region only) (7802), Direct Marketing - Outbound Telemarketing Merchants (5966), Direct Marketing - Inbound Telemarketing Merchants (5967).

» The carbon emissions data provided is an estimate only and calculated using data provided by Cogo (a third party provider) relating to industry averages of carbon emissions per dollar spent for different merchant types (Industry Data). Calculations are based on averages only and are not specific to each item purchased at individual merchants and do not reflect individual merchants sustainability practices.

ƒ flexiRates allows you to earn higher interest rates by locking away a portion of your savings within your account for periods up to 12 months. flexiRates can only be opened and accessed online.

An Eligible Card is a Suncorp Bank Visa Debit Card linked to Suncorp Bank personal transaction account (“Eligible Account”) for customers aged 18 or over. An Eligible Account does not include Suncorp Bank Growth Saver Account or Kids Savings Account.

2 Apple Pay® with eftpos debit not available for purchases within apps, on the web with Safari or for use overseas.

¢ Suncorp Bank is a member of the atmx by Armaguard (atmx) ATM Network. The deposit is taken by Armaguard on behalf of Suncorp Bank (Norfina Limited ABN 66 010 831 722 AFSL No 229882) at all atmx ATMs. Fee-free access applies to the following transactions: a successful cash withdrawal, account balance enquiry, PIN change, transfer between Suncorp Bank accounts, or a cash deposit using a Suncorp Bank Visa Debit Card. Daily withdrawal limits apply. Deposit up to 90 notes per transaction. Cheques deposits are not accepted at atmx ATMs for Suncorp Bank Customers. Terms and conditions apply. Find out more on our Suncorp Bank ATMs page.

Apple, the Apple logo, Apple Pay and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries and regions.

App Store is a service mark of Apple Inc.

Google Wallet, The Google Wallet logo, Google Pay, The Google Pay logo, Google Play and the Google Play logo are trademarks of Google LLC.

Android is a trademark of Google LLC.