What do I need for a credit card application, and how long will it take to complete?

You’ll need your:

- Personal details – e.g. name, DOB

- Contact details

• Current residential status (and previous residential details if you’ve been at your current address for less than 3 years) 
• Mobile number 
• Email Address 

- Financial position

• Annual and monthly income (before and after tax) 
• Contact details for your accountant if self-employed 
• Types and amounts of other income (e.g. rental income) 
• Details of your main expenses, including the current balances owing on your credit cards, loans and investment mortgages. 

- Employment Details – e.g. employer name, employer contact details, length of employment

- Personal Identification - Driver's licence number (if you have one). If you don’t hold standard forms of identification such as a driver’s licence, Australian passport or Medicare card, please call us on 13 11 75, or +61 7 3362 1712 if you’re calling from outside of Australia, to discuss your application with us.

If you plan to transfer a balance from another financial institution, please provide us with the details of that account, including:

- The name of issuing institution

- the type of card/account (e.g. Visa, Mastercard, etc)

- the name the account's held in

- the card/account number

- BPAY Biller Code of issuing institution (online application only)

- the amount to be transferred

The online credit card application should take you less than 10 minutes to complete and processing the application should take 5-7 business days.