Disclaimers
The Business Lending General Terms and Conditions only apply to Business Lending Letters of Offer and Letters of Variation issued from 14 August 2023 and it will be specified on the first page of your Letter of Offer and/or Letter of Variation.
The current Business Lending General Terms and Conditions that are available online are the latest version which apply to your account and supersede any previous version that we may have provided to you.
Current Terms and Conditions
Effective: 23 July 2026
View the current terms & conditions
What's changed in the terms and conditions as of 23 July 2026
Guaranteed Rate means a process through which you request a Fixed Rate which is guaranteed to apply to a future Settlement (rather than you accepting whatever rate is applicable on the day of Settlement) for up to 60 calendar days following receipt of your application.
Archive
If you would like us to send you a paper copy or an electronic copy of the documents below, please phone us on 13 11 75.
- Business Lending General Terms and Conditions – effective 1 July 2026
- Business Lending General Terms and Conditions – effective 30 April 2026
- Business Lending General Terms and Conditions – effective 30 July 2025
- Business Lending General Terms and Conditions – effective 28 February 2025
- Business Lending General Terms and Conditions – effective 1 August 2024
- Business Lending General Terms and Conditions – effective 12 February 2024
- Business Lending General Terms and Conditions – effective 3 November 2023
- Business Lending General Terms and Conditions – effective 14 August 2023
