INTRODUCTORY OFFER!
Suncorp Bank Clear Options Standard Credit Card
0% p.a. for 20 months on balance transfers. 1% balance transfer fee applies.5
Balance transfer reverts to cash advance rate.
Important Information
From 2 December 2024, the following change will apply to the Clear Options Standard Credit Card
Annual Percentage Rate: The interest rate on retail purchases will increase to 13.49% p.a.
Please refer to the Changes to your Credit Card Term and Conditions - effective 02 December 2024 for further details.
Why choose the Suncorp Bank Clear Options Standard Credit Card?
Take advantage of our lowest interest rate on purchases and our lowest annual fee – all in one great card.
Our Suncorp Bank Standard Credit Card includes access to
And is protected by
Visa Secure
Added security and authorisation for online purchases.
Apple Pay®.
Helping you pay
on the go.
Suncorp Bank is making it easy to pay using your iPhone or Apple Watch, with Apple Pay now available.
You can now add your debit card or Suncorp Bank Clear Options Credit Card.
Ready to apply?
Home Loan, Personal and Business Banking products are issued by Suncorp Bank (Norfina Limited ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882) to approved applicants only. Eligibility criteria, conditions, fees and charges apply and are available on request. Please read the relevant Product Information Document and terms and conditions before making any decisions about whether to acquire a product.
National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the credit provider and issuer of Suncorp Bank Clear Options Credit Cards. Suncorp Bank (Norfina Limited ABN 66 010 831 722 AFSL No 229882) promotes and distributes Suncorp Bank Clear Options Credit Cards on NAB's behalf under an agreement with NAB. NAB has acquired the business relating to this credit from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to assist to administer the Credit Cards. Suncorp Bank will not guarantee or otherwise support NAB's obligations under the contracts or agreements connected with the Credit Cards (other than those relating to Internet Banking and Telephone Banking).
Apple, the Apple logo, Apple Pay and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries and regions.
App Store is a service mark of Apple Inc.
Terms and conditions, fees and charges apply and are available on request. Existing Suncorp Bank Credit Cardholders are not eligible to apply for introductory offers. Introductory offers cannot be used in conjunction with any other credit card introductory offers unless otherwise specified.
To obtain a copy of the respective Target Market Determination (TMD) document related to Suncorp Bank Clear Options Credit Cards, please visit the forms and documents page.
1. The Annual Percentage Rates for cash advances for the Suncorp Bank Clear Options Standard card is currently 21.99% p.a. The Annual Percentage Rate for purchases is currently 13.49% p.a. Interest rates are variable and subject to change. Interest rates current as at 2 December 2024.
2. Actual Credit Limit will be assigned based on NAB's Credit Criteria, your credit rating and subject to confirmation that you earn a minimum of $25,000 p.a. for the Suncorp Bank Clear Options Standard card.
3. Visa Entertainment Offers supplied by Visa. Visit www.visaentertainment.com.au for details.
4. We charge you an international transaction fee of 3.4%, of which a 1% service and assessment fee is payable by us to Visa, for any retail purchase or cash advance transaction in; Foreign currency, once converted to Australian dollars; and/or Australian dollars (or any other currency), when either the merchant or its financial institution/payment processor is located overseas. Note: It may not always be clear that the merchant or its financial institution/payment processor is located outside Australia.
5. Suncorp Bank Clear Options Standard Credit Card Introductory offer of 0% p.a. for 20 months on balance transfers applies. Your total Balance Transfers may not exceed 80% of your Credit Limit. The 0% p.a. interest rate will apply to balances transferred with this offer, and the balance transfer fee, for a period of 20 months. The 20 months promotional period commences when the Balance Transfer is processed, and you must make the Balance Transfer request within the first 3 months from approval to receive this offer. The balance transfer fee is 1% of the balance transferred will be debited to your account on the day or the day after your balance transfer is processed. At the end of the Balance Transfer period, the interest rate on any outstanding transferred balance, and balance transfer fee, will revert to the applicable Annual Percentage Rate for Cash Advances, currently 21.99% p.a. For important information to consider before taking up a balance transfer, please refer to our balance transfer FAQs. Offer commenced 14 March 2024. We reserve the right to withdraw or change the offer at any time without notice.
This offer is not available when closing or transferring from another Suncorp Bank branded credit card account or in conjunction with any other Suncorp Bank branded credit card offer.
