Terms and conditions, fees and charges apply and are available on request. Existing Suncorp Bank Credit Cardholders are not eligible to apply for introductory offers. Introductory credit card offers are not available in conjunction with a Home Package Plus package or any other offer. Should you choose to take up an introductory offer an Annual Card fee will apply.

To obtain a copy of the respective Target Market Determination (TMD) document related to Suncorp Bank Clear Options Credit Cards, please visit the forms and documents page.

1. Offer commenced 18 June 2024. To earn 140,000 bonus Suncorp Bank Credit Card Rewards Points, you must apply for a new Suncorp Bank Clear Options Platinum Credit Card before the offer is withdrawn, then spend $4,500 or more on eligible purchases within 3 months from approval. Please note, purchases must be processed and charged to your account within the spend period. Eligible purchases exclude Cash Advances, Balance Transfers, Special Promotions, refunds and chargebacks, purchases of foreign currency and traveller cheques, transactions made in operating a business, payments to other Suncorp Bank accounts, bank fees and charges, such as interest and ATM charges and transactions made using points. The bonus Suncorp Bank Credit Card Rewards Points will be credited to your Rewards Balance within 6-8 weeks from meeting the spend hurdle providing your Account is open and in good standing (for example your account is not in default, suspended or closed). All rewards are subject to the Suncorp Bank Credit Card Rewards Program terms and conditions. We reserve the right to withdraw or change the offer at any time without notice. Please note that this promotion is not available if you opt into the Suncorp Bank Qantas Frequent Flyer Program or choose a Home Package Plus package.

This offer is not available when closing or transferring from another Suncorp Bank branded credit card account or in conjunction with any other Suncorp Bank branded credit card offer.

2. Actual Credit Limit will be assigned based on NAB's Credit Criteria, your credit rating and subject to confirmation that you earn a minimum of $35,000 p.a. for the Suncorp Bank Clear Options Platinum Visa card.

3. All rewards are subject to the Terms and Conditions of the Suncorp Bank Credit Card Rewards Program. An Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Suncorp Bank accounts, bank fees and charges such as interest and ATM charges, transactions made using Points and government related transactions. Please refer to the full definition of Eligible Transaction which is set out on page 3 of the Rewards Program terms and conditions for further information on government related transactions in addition to how an Eligible Transaction will be determined. [Suncorp Bank Credit Card Qantas Frequent Flyer]: The Suncorp Bank Clear Options Platinum Credit Card primary cardholder must be a member of the Qantas Frequent Flyer Program to earn Qantas Frequent Flyer points. A joining fee applies. Membership is subject to Qantas Frequent Flyer Program terms and conditions. Only Qantas Frequent Flyer points can be earned in Suncorp Bank Credit Card Qantas Frequent Flyer program and are subject to the terms and conditions of the Qantas Frequent Flyer Program.

4. For full terms and conditions of the Rewards Programs, please refer to the Suncorp Bank Credit Card Rewards Terms and Conditions.

5. Visa Entertainment Offers supplied by Visa. Visit www.visaentertainment.com.au for details.

6. The Annual Percentage Rate for cash advances for the Suncorp Bank Clear Options Platinum card is currently 21.99% p.a. The Annual Percentage Rate for purchases is currently 20.99% p.a. Interest rates are variable and subject to change. Interest rates current as at 2 December 2024.

7. The interest free period applies when you pay your full closing balance from your last statement of account by the payment due date (excluding any fixed payment option balance which isn’t due for payment by that payment due date). No interest free period is available on cash advances or balance transfers. Whilst you have a balance transfer you will be charged interest on your daily unpaid balance.

8. We charge you an international transaction fee of 3.4%, of which a 1% service and assessment fee is payable by us to Visa, for any retail purchase or cash advance transaction in; foreign currency, once converted to Australian dollars; and/or Australian dollars (or any other currency), when either the merchant or its financial institution/payment processor is located overseas. Note: It may not always be clear that the merchant or its financial institution/payment processor is located outside Australia.

9. Complimentary insurance covers: Terms, limitations, conditions and exclusions apply. Refer to the Complimentary Insurance Policy Information Booklet for further information. AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued a Complimentary insurance group policy to National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) which allows eligible NAB account holders and cardholders to claim under it as third party beneficiaries by operation of s48 of the Insurance Contracts Act 1984 (Cth). NAB is the credit provider and issuer of Suncorp Bank credit cards. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”). Citi has agreed with NAB to provide transitional services in relation to the transferred business. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, exclusions, limits and applicable sub-limits of the group policy are set out in the Suncorp Bank Credit Cards Complimentary Insurance Policy Information Booklet which may be amended from time to time. Neither NAB nor Citi nor any of its related corporations guarantee this insurance.

10. Gift card value correct as at 18 June 2024 and is subject to change. eVoucher Rewards are subject to the Terms and Conditions noted on the eVoucher Reward and the named supplier's terms and conditions. For more information visit https://www.suncorpbankrewards.com.au/

11. An annual Credit Card fee of $129 will be charged upon activation of your account and on each anniversary in subsequent years. Annual fees are subject to change. This offer commenced 18 June 2024. We reserve the right to withdraw or change the offer at any time without notice.