Compare Credit Cards

See our Suncorp Bank Clear Options Credit Cards side by side to help you find the right one for you.

Front of Suncorp platinum credit card

Purchase Rate

12.74% p.a

Purchase Rate

20.74% p.a

Cash Advance Rate

21.99% p.a

Cash Advance Rate

21.99% p.a

Interest-free period

Interest-free period

up to 55 days1

Card borrowing limits

Minimum $2,000

Maximum $20,000

Card borrowing limits

Minimum $6,000

Maximum $100,000

Minimum required income

$25,000/year

Minimum required income

$35,000/year

Balance transfer offer

Introductory offers may apply.

Balance transfer offer

Introductory offers may apply.

Annual Card Fee

$55

Annual Card Fee

$129

Additionally, a $49 p.a. fee will apply to earn Qantas Points.

Purchase Protection Insurance

Purchase Protection Insurance

Purchase price charged to card account except for jewellery, watches and new works of art which are limited to $5,000 per claim. The maximum total limit for all claims in any twelve (12) consecutive month period is $200,000 per card Account. Terms, conditions, exclusions, limits and applicable sub-limits apply, refer to the Policy Information Booklet.

Suncorp Bank Credit Card Reward Points

Suncorp Bank Credit Card Reward Points

1.25 points per $1 spent on Eligible Transactions3

Please note that introductory Suncorp Bank Credit Card Reward Points offers are not available in conjunction with an introductory offer for bonus Qantas Points or a Home Package Plus package.

Qantas Frequent Flyer Points

Qantas Frequent Flyer Points

0.5 Qantas Frequent Flyer Points for every $1 spent on Eligible Transactions, capped at $8,000 per Statement Period. An additional $49 annual fee applies.4

Please note that introductory bonus Qantas Points offers are not available in conjunction with an introductory offer for Suncorp Bank Credit Card Reward Points or a Home Package Plus package.

Cashback Rewards

Cashback Rewards

Complimentary Extras

Complimentary Extras

Personal Concierge
• Free, personalised rewards
• International Travel Insurance2

Clear Options Standard Credit Card

Find out more

Clear Options Platinum Credit Card

Find out more

All of our Credit Cards come with:

  • The backing of Visa, meaning you can pay anywhere in the world, use Visa Paypass, and enjoy Visa entertainment offer
  • 24 hour customer service
  • Emergency card replacement

Home Loan, Personal and Business Banking products are issued by Suncorp Bank (Norfina Limited ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882) to approved applicants only. Eligibility criteria, conditions, fees and charges apply and are available on request. Please read the relevant Product Information Document and terms and conditions before making any decisions about whether to acquire a product.

National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the credit provider and issuer of Suncorp Bank Clear Options Credit Cards. Suncorp Bank (Norfina Limited ABN 66 010 831 722 AFSL No 229882) promotes and distributes Suncorp Bank Clear Options Credit Cards on NAB's behalf under an agreement with NAB. NAB has acquired the business relating to this credit from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to assist to administer the Credit Cards. Suncorp Bank will not guarantee or otherwise support NAB's obligations under the contracts or agreements connected with the Credit Cards (other than those relating to Internet Banking and Telephone Banking).

Terms and conditions, fees and charges apply and are available on request. Existing Suncorp Bank Credit Cardholders are not eligible to apply for introductory offers. Introductory credit card offers are not available in conjunction with a Home Package Plus package or any other offer. Should you choose to take up an introductory offer an Annual Card fee will apply.

To obtain a copy of the respective Target Market Determination (TMD) document related to Suncorp Bank Clear Options Credit Cards, please visit the forms and documents page.

1. The interest free period applies when you pay your full closing balance from your last statement of account by the payment due date (excluding any fixed payment option balance which isn’t due for payment by that payment due date). No interest free period is available on cash advances or balance transfers. Whilst you have a balance transfer you will be charged interest on your daily unpaid balance.

2. Terms, conditions, exclusions, limits and applicable sub-limits apply. Refer to the Suncorp Bank Credit Cards Complimentary Insurance Policy Information Booklet for further information. AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz) has issued a Complimentary insurance group policy to National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) which allows eligible NAB account holders and cardholders to claim under it as third party beneficiaries by operation of s48 of the Insurance Contracts Act 1984 (Cth). NAB is the credit provider and issuer of Suncorp Bank credit cards. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”). Citi has agreed with NAB to provide transitional services in relation to the transferred business. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, exclusions, limits and applicable sub-limits of the group policy are set out in the Suncorp Bank Credit Cards Complimentary Insurance Policy Information Booklet which may be amended from time to time. Neither NAB nor Citi nor any of its related corporations guarantee this insurance. 

3. All Rewards are subject to the Terms and Conditions of the Suncorp Bank Credit Card Rewards Program. An Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Suncorp Bank accounts, bank fees and charges such as interest and ATM charges, transactions made using Points and government related transactions. Please refer to the full definition of Eligible Transaction which is set out on page 3 of the Rewards Program terms and conditions for further information on government related transactions in addition to how an Eligible Transaction will be determined.

4. Rewards Points earn rates differ depending on which rewards program you are enrolled in. Customers receive 0.5 Qantas Frequent Flyer points for every $1 spent (capped at $8,000 per statement period). Certain transactions do not earn reward points. An Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and traveller cheques, transactions made in operating a business, payments to other Suncorp Bank accounts, bank fees and charges such as interest and ATM charges, transactions made using Points and government related transactions. Please refer to the full definition of Eligible Transaction which is set out on page 3 of the Rewards Program terms and conditions, which provides further information on government related transactions in addition to how an Eligible Transaction will be determined. Terms and Conditions of Suncorp Bank Qantas Frequent Flyer Rewards Program apply. The Suncorp Bank Clear Options primary cardholder must be a member of the Qantas Frequent Flyer program to earn Qantas Frequent Flyer points. A joining fee applies. Only Qantas Frequent Flyer points can be earned in Suncorp Bank Qantas Frequent Flyer Rewards Program and are subject to the terms and conditions of the Qantas Frequent Flyer Rewards Program. You can only be enrolled in one rewards program.

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Get 5% back on all retail purchases for the first 3 months

Travel Centre

The Travel Centre lets you book flights and hotels, rent cars and access a range of holiday packages.