Choosing the right home loan

While it’s easy to comparison shop by looking at interest rates alone, you want to consider home loan features, fees, payment flexibility and any home loan package options.

Get to know your home loan options

There are a lot of home loan options out there and all of them raise important questions.

  • Should you go with a fixed rate or variable rate? 
  • What's the advantage of a Home Loan Package?
  • Maybe you could split your loan between the two?
  • Could you take advantage of mortgage offset capability?
  • What happens if you want to increase your monthly repayments?

A Suncorp Bank Home Loan specialist can help you choose what’s right for you because it’s our job to get you the right home loan at a great rate.

I am looking to…

Buy my first home

Buy my next home

Buy an investment property

Fixed Rate

Lock in your interest rate and repayment amount

Variable Rate

A rate that is variable and is subject to change over the loan term.

Comparison Rate

A comparison rate is a rate that indicates the true cost of a loan. This rate incorporates certain fees and charges that are applicable for the chosen product. For more information about the comparison rate and the comparison rate warning, please refer to the things you should know section of this page.

What could my repayments be?

How much could I borrow?

Stamp duty & concession calculator

Compare home loans

Get some quick answers

What makes us a great choice?

Security is top priority

We’re committed to protecting your personal information and providing you a safe banking environment.

Personalised service

One point of contact throughout your home loan journey, keeping you up to date every step of the way.

Make your next home loan move with confidence

What can I expect?

Whether you want to get pre-approval, a new loan or refinance your existing loan with Suncorp Bank, you can apply quickly online. We’ll reply within two hours or by the next business day.

Save time, get started online

Are you buying a home or looking to refinance?
You can apply online in as little as 20 minutes.

What can I expect?

100% obligation free advice

Our experienced home lending team are happy to answer all your lending questions. They’ll call you within two hours (or next business day) to discuss your home lending needs. 

If you’d like to speak to someone straightaway, please call 13 11 75 Mon-Fri 8am-7pm and Sat-Sun 9am-2pm (AEST)

Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”) to approved applicants only. Please read the relevant Lending Fees and Charges and the Terms and Conditions before making a decision regarding any Suncorp Bank products. Fees, charges, terms and conditions apply and are available on request or on our Product Information Documents and Forms page.

The information is intended to be of general nature only. We do not accept any legal responsibility for any loss incurred as a result of reliance upon it – please make your own enquiries.


Option to lock in rate on application

As Fixed Rates are determined at settlement of your loan, our Guaranteed Rate Fee removes this uncertainty by fixing the rate at application for up to 90 days to protect you from unforeseen increases before loan settlement.