You can ask to end your flexiRate early and get your money back before the end date. If you do, the whole flexiRate amount needs to be released. Ending your flexiRate early means you'll earn less interest, because the rate was set for the full term. The earlier you end it, the more interest you may lose. Keep in mind, early release is not automatic. The bank will do its best to approve your request, but it may not be possible in every case.