BUSINESS LOANS
Business Essentials
Term Loan
Loan finance up to and including $5 million to support expansion, capital purchases and more.
Business Bank of the Year six years in a row
Business Bank of the Year six years in a row
BUSINESS LOANS
Business Essentials Term Loan
Loan finance up to and including $5 million to support expansion, capital purchases and more.
Business Bank of the Year six years in a row
Special offers
From 6.94% p.a.*
For total amount borrowed:
$20,000 to $5 million
Includes discount of 2.00% p.a.
Residential Security
LVR ≤ 80%
Terms and conditions apply *^
Special offers
From 6.94% p.a.*
For total amount borrowed:
$20,000 to $5 million
Includes discount of 2.00% p.a.
Residential Security
LVR ≤ 80%
Terms and conditions apply *^
Optional offset facility
Save on interest with an optional offset account available.1
Flexible loan terms
Find an option that's right for your business with loan terms up to 30 years.
Higher Loan-to-Value Ratio (LVR) lending
Loan to value ratio(LVR) at loan approval is the amount of the loan compared to Suncorp Bank’s valuation of property offered to secure the loan as a percentage.
Higher Loan-to-Value Ratio (LVR) lending 2
Up to 100% LVR with residential security & up to 80% LVR with commercial security.
Flexible repayment
Choose between weekly, fortnightly, or monthly repayments based on your needs.
Split your loan
Fix a portion of your borrowings at a fixed interest rate for greater budgeting certainty.
Access our cashback features
Enables you to access any extra money you’ve paid into your loan (variable only).3
Interest rates
Business tools & calculators
To apply
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Business Lending Products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 Australian Credit Licence number 229882 (“Suncorp Bank”). To approved applicants only. Fees, charges, terms and conditions apply and are available on request.
1Offset is only available on lending where security is acceptable to the Bank. Offset feature is only available on a variable loan. Terms and conditions apply.
2LVR stands for loan to value ratio at loan approval. LVR is the amount of the loan compared to Suncorp Bank’s valuation of property offered to secure the loan as a percentage. For loans secured by residential property with a LVR of over 80%, or for loans secured by commercial property with a LVR of over 70%, a margin will be added to your interest rate.
3Customers will need to register for the Online Cashback to withdraw their available Cashback via their Internet Banking and the Suncorp Bank App.
Higher Loan-to-Value Ratio (LVR) lending
Loan to value ratio(LVR) at loan approval is the amount of the loan compared to Suncorp Bank’s valuation of property offered to secure the loan as a percentage.