eOptions Account

An online only, high-interest savings account.

With eOptions, you'll enjoy no account fees*, no minimum balance required to open, and the ability to lock portions of your money away with flexiRates.

Apply Online
Did you know? Existing customers can open an eOptions Savings Account from within Internet Banking.



Available to anyone over the age of 11

Want to calculate how much interest you can earn?

Try our Savings Calculator

How to apply

  • Apply online today.

  • Visit your local Branch.

  • Are you an existing customer? Log into Internet Banking and apply via the “Open a new account” tab or call us on 13 11 75 and we can open an account for you over the phone.

Rates and Fees

Fees at a glance

Monthly account keeping feeNil
All Suncorp Bank TransactionsFree
Electronic transfers to other banksFree
Sweep Fee$1.50

We want to teach you how to save on fees. Learn more about fees and how to avoid them.

Earning Interest

Interest is calculated daily on the whole balance in your account and paid monthly.


Interest TypeAnnual Interest Rate
Standard Interest1.60% p.a.

Interest Rates Effective 6 May 2016.
Variable interest rate. Interest is calculated daily. Standard interest is paid monthly.


Did you know? You can lock portions of your money away at a higher interest-rate, with flexiRates. You can add up to 15 “flexiRates” to your eOptions account, just log into Internet Banking and apply via the “Manage my flexiRates” tab.

eOptions flexiRates

Interest TypeAnnual Interest Rate
3 months2.50% p.a.
6 months (Special)2.65% p.a.
12 months2.45% p.a.

Interest Rates Effective 14 September 2016.
Interest is calculated daily on the whole balance of the nominated flexiRate amount and paid at the end of the flexiRate period. flexiRate interest is fixed for the nominated flexiRate period. The maximum flexiRate period is 1 year. An interest adjustment will apply if we allow you to release your flexiRate early.


Things you should know

1. Interest rates are subject to change without notice.

Banking Products issued by Suncorp Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722. Please read the Product Information Document before making any decisions regarding this product. Visit your nearest  branch or call 13 11 75 for more information. Terms and Conditions apply and are available on request. Fees and charges may apply.

*Service fees and charges may apply. Fees and charges subject to change without notice.