A savings account for high balances that gives you access to your day-to-day money and helps build your wealth.
- A competitive tiered interest rate structure offering higher interest for higher balances.
- A $5.00 monthly account keeping fee, waived when the monthly total balance accross all your Suncorp Bank Personal Deposit accounts is $20,000.
- Unlimited free Suncorp Bank transactions.
| Access |
We're making it easy for you with a growing number of ATMs & Branches to ensure your cash is always handy. Access your day-to-day money with:
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| Card Options |
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| Keeping track of your account |
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Interest Rates
Interest is calculated daily and paid into your account monthly. It’s calculated on a tiered basis which means that when your account balance exceeds set levels the interest rate for that tier will apply to the whole balance in your account.
Cash Management
| Minimum Balance | Annual Interest Rate |
|---|---|
| $500,000 plus |
4.15% p.a. |
| $100,000- $499,999 |
3.70% p.a. |
| $50,000 - $99,999 | 1.70% p.a. |
| $20,000 - $49,999 | 0.90% p.a. |
| $5,000 - $19,999 | 0.90% p.a. |
| $0 - $4,999 | 0.01% p.a. |
Interest Rates Effective 9 December 2011.
Interest is calculated daily and paid monthly on a tiered basis.
Fees at a glance
| Monthly account keeping fee (waived in months when the total balance in your Suncorp Bank Personal Deposit Accounts and term deposits is greater than $20,000) |
$5.00 |
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Suncorp Bank Transactions
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Free Free Free Free Free |
| Using other bank's ATMs | ATM Operator fee4 |
| Direct Credits and Debits | Free |
| Electronic transfers to other banks | Free |
| Bank cheque purchase | $8.00 |
| Sweep fee | $1.50 |
| Dishonour fee | $40.00 |
| Payment honour fee | $40.00 |
We want to teach you how to save on fees. Learn more about fees and how to avoid them.
Waiver Eligibility
You’re eligible for an account keeping fee waiver if,
- You've got at least $20,000 in deposits across any of our Personal Deposit Accounts and term deposits ("Relationship waiver"); or
- You're impaired in some way that restricts you from accessing our banking facilities ("Accessibility waiver").
What you’ll need to apply
Opening an account with us is easy when you know what you need. See what information and personal identification we use to open up your new account.
How to apply
- Visit your local Branch.
- Are you an existing customer? Log into Internet Banking and apply via the “Open a new account” tab or call us on 13 11 75 and we can open an account for you over the phone.
Things you should know
1. To be eligible for a Suncorp Bank Visa Debit card you must be over 16 and a permanent resident of Australia. If not eligible you will receive a Suncorp Bank Transaction card.
2. Rates are subject to change without notice.
3. Withdrawals and enquiries at other (“non Suncorp Bank”) ATMs will incur the ATM Operator fee by the Financial Institution who owns the ATM. This fee will be charged immediately at the time of the transaction to your account.
Banking Products issued by Suncorp Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722. Please read the Product Information Document before making any decisions regarding this product. Visit your nearest branch or call 13 11 75 for more information. Terms and Conditions apply and are available on request. Fees and charges may apply.

