Margin Lending Features

Summary: 

Depending on your financial situation, a Suncorp Bank Margin Loan may help you to:

  • Increase your portfolio size for accelerated investment returns and larger dividends.1
  • Reduce your tax payable.2
  • Diversify your portfolio by investing in a wider variety of securities.
  • Free up capital held in your existing portfolio for business or investment purposes.
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For information on Suncorp Bank margin lending, please speak to one of our Account Managers on 1800 805 972, Monday to Friday between 8:00am to 6:00pm Sydney time.

Features

Apply and manage your portfolio online

 

 
  • It may take as little as 15 minutes to apply for a Suncorp Margin Loan through our simple online application process.
  • Loans are assessed against our current credit criteria and may be approved within 48 hours. Company and Trust applications may be approved within 5 business days.
  • Once your loan is established, you can access your account details, check on the status of your portfolio, monitor funds available and print statements through the margin lending online portal which is generally available 24 hours a day, 7 days a week. 

Extensive list of approved securities

 

 
  • With over 400 shares and 1100 managed funds, the Suncorp Bank Acceptable Securities List (‘ASL’) enables you to choose from a wide range of investments. 
  • Attractive Loan to Value Ratios (‘LVR’) on all acceptable securities makes it easier for you to increase your exposure to Australian share market and managed funds.  Suncorp Bank offers a 5% buffer on Shares and 10% buffer on Managed Funds above the LVR before your account goes into margin call which may assist to protect your portfolio against short term volatility.

Personalised Service

 

 
  • Whether you need assistance completing your application form, lodging security or settling a margin call, your Account Manager is here to help and can be reached on 1800 805 972, Monday to Friday 8:00am – 6:00pm Sydney time.
  • Account details may also be accessed securely through Margin Lending Online.

No fees

 

 
  • No establishment3 or ongoing fees and low interest rates make Suncorp Bank margin lending an easy choice. View our current interest rates.

Maximise your investing potential

 

 
  • By using a Suncorp Bank Margin Loan, you may be able to increase your portfolio to four times its current size, depending on the LVR of your new investments and the credit limit on your Margin Loan account.
  • With more money to invest, your potential to earn greater returns and grow your portfolio is maximised.
  • It is important to note that while a margin loan enhances your potential for growth it can also magnify your losses.

 

Important Information

The margin loan referred to on this website is provided by Suncorp-Metway Limited ABN 66 010 831 722 (Suncorp Bank).

The information provided is of a general nature and has been prepared without taking into account a particular customer's objectives, financial situation or needs. Before acting on this information a customer should consider its appropriateness relative to the customer's objectives, financial situation and needs.

Past performance is not a guide to future performance.

You must read the relevant Product Disclosure Statement for the Suncorp Bank margin loan product before you make any decision regarding this product. You can obtain the Product Disclosure Statement here.

The Suncorp Bank margin loan is also subject to standard terms and conditions that can be  viewed here. 

Terms used on this website that are defined in the margin loan Product Disclosure Statement or the standard terms and conditions for the Suncorp Bank margin loan have the same meaning when used on this website.  

You should seek advice from your tax adviser, accountant and financial adviser in relation to your particular circumstances and the financial and tax implications of the Suncorp Bank margin loan product.

 

1A margin loan may also magnify or accelerate losses.

2It is important to speak to your financial adviser, tax adviser and/or legal adviser about how a Margin Loan may affect your financial position.

3Companies and Trusts are required to pay a $165 or $139 respectively to cover company search or trust vetting fees.