Have access to money when you need it most.
A Suncorp Bank Personal Overdraft is a line of credit that lets you overdraw your account to a pre-approved limit. You can borrow money for your personal needs and only pay interest on the amount you have drawn.
Features
| Money when you need it |
|
| Account flexibility |
|
| Flexible loan terms |
|
Fees
| Establishment Fee | $150 |
| If Secured: | Security Administration Fee (new security)$250 or Security Administration Fee (existing security)$100 |
| Quarterly Service Fee | $30 |
| Stamp Duty | Stamp Duty and other government charges may apply |
Personal Overdraft Interest Rates
Personal Overdraft
Loan Type
Annual Interest Rate
Formal
16.75% p.a.
Informal
Casual Overdraft Reference Rate19.75% p.a.
