Personal Loans

Found something you love, and need it right now? Suncorp Bank Personal Loans can help make it a reality today. With a quick and easy application process you can buy a car, build a deck, or even consolidate your debts quicker than you may think.

  • Fast Approval
  • Low Fees
  • Fixed Competitive Interest Rate of 13.90% p.a.
  • Flexible Terms

 

personal loans
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13 11 75
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Features

Fast approval
  • Conditional approval can usually be given the working day after we receive your application. Apply online, and it can be even quicker. If everything checks out, you'll have your loan fast.
Fixed competitive rate
  • Our Personal Loan Interest rates are fixed for the term of the loan, making budgeting easier because your minimum repayments never change.
Low fees
  • Pay a low establishment fee, a low account keeping fee, and no penalties for additional repayments.*
Repayment Flexibility
  • Choose to repay your loan weekly, fortnightly or monthly or make extra repayments to pay off the loan early*. Simplify repayments by taking advantage of a direct salary transfer or automatic transfer from your Suncorp Bank account.
Flexible loan terms
  • Loans start at $5,000 and you can spread your repayments over a period of 1 to 7 years, depending on the loan amount and purpose. To apply online, your loan amount must be less than $80,000. If you wish to borrow more than that, please call us on 13 11 75, or drop into your local branch.
Optional Loan protection insurance
  • When you qualify for a personal loan with Suncorp Bank you may also be eligible for Consumer Credit Insurance. For a nominal fee you can insure your repayments, providing you with the peace of mind knowing that in the event of your death or a temporary disability, your loan repayments would be covered. Get more information, or Call 13 11 34 for a no obligation quote.

* An early payout fee applies if you repay your loan within 12 months of settlement and the term of the loan exceeding 12 months.

Personal loans are available to residents of Qld, NSW, ACT, SA, WA, Vic and Tas who can settle their loan at a Suncorp Bank branch.

Interest Rates

Personal Loan - Unsecured

Loan Amount Annual Percentage Rate Comparison Rates*
$5,000 and over
Personal loan interest rates can change at any time prior to a loan being funded (settlement) after which time the rate will be fixed for the Fixed Interest Period.		 13.90% p.a.
 16.18% p.a.
(based upon $10,000 over 3 years) 14.49% p.a. (based upon $30,000 over 5 years)

Rates effective 8 July 2009, but are subject to change.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Personal loans are available to residents of Qld, NSW, ACT, SA, WA, Vic and Tas who can settle their loan at a Suncorp Bank branch.

Fees

Establishment Fee (financed with the loan) $175
Monthly account keeping fee $5 per month for the term of your loan
Stamp duty Stamp duty and government charges apply
Early Payout Fee
 $300 (Payable on the day the loan is paid out, when the loan is paid out within 12 months of settlement and the term of the loan exceeds 12 months.)

Personal loan interest rates can change at any time up until you receive your money (loan settlement). Once the loan has been settled, the interest rate will be fixed for the life of the loan.

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