How to Apply

Applying for a Personal or Car Loan is quick and easy. 

Find out below how to prepare, and exactly what you’ll need.

Apply Online

What you'll need when applying for a Personal or Car Loan:

Preparation for your Personal Loan application is key. This process includes not only collecting your information together, but also getting a good idea of what you can afford.

What documentation will I need?
Improving my eligibility
  • Our repayment calculator can help you get an idea of how much your repayments will be, once you’ve decided how much you need the loan for.
  • Our budget calculator can help you assess your current spending.
  • Our budget tracker can help you stay on track of your spending, and is available free to all Suncorp Bank online banking customers.

Am I eligible?

To apply for a Personal Loan, you must be:

  • 18 years or older,
  • An Australian resident,
  • Earning a minimum net income of $25,000 a year,
  • Able to meet the repayments,
  • Looking to borrow more than $5,000.


Speaking with one of our Lending Specialists will give you a clearer idea of your eligibility.

Don’t think you’re eligible?

Have a look at our tips for improving your eligibility.

How to Apply