Packed with features and flexibility that helps pay your loan off sooner.
- The flexibility of making additional repayments when you want, how you want
- Easy access to any extra money you have deposited to your loan with Suncorp Bank Cashback
- Use your income or savings to reduce your interest with 100% offset account
| Loan Type |
|
| Purpose |
|
| Loan Term |
|
| Maximum Loan Amount |
|
| Repayment Flexibility |
|
| Interest Only Repayments |
|
| Additional Repayments |
|
|
Ability to 'Split' |
|
| Redraw Facility (Cashback) |
|
| Offset Facility |
|
| Deposit Kick Start |
|
| Access to Extra Funds |
|
| Statements |
|
| Discounts |
|
| Total Home Lending between $150,000 and $249,999 - a discount of 0.50% p.a. (approximate savings value of $500 per $100,000 loan balance outstanding) | Total Home Lending between $250,000 and above - a discount of 0.70% p.a. (approximate savings value of $700 per $100,000 loan balance outstanding) |
| Loan Establishment Fee |
|
| Account Keeping Fee |
|
| Mortgage Insurance |
|
For a complete guide to the fees and charges on our loans, please download the Lending Fees and Charges brochure or obtain a copy from a Suncorp branch near you.
Get in touch
Our Home Loan Specialists are easy to contact– online, face-to-face, or over the phone on 13 11 75.
- Enquire online and a Home Loan Specialist will help you find a loan that best suits your needs.
- Arrange an appointment with a Home Loan Specialist in one of our branches. They’ll even come to you – where and when it suits best.
If you prefer, just drop into one of our branches or call us on 13 11 75.
Ready to apply?
There are plenty of ways to start the home loan application process.
- Simply apply online and our Home Loan Specialist will help guide you through the application process.
- Submit your application in one of our branches, or over the phone on 13 11 75.
Things you should know
1 A Low Doc Margin will be added to the reference rate. Terms and conditions apply.
2 Exclusions and maximum loan amounts apply. Suncorp will lend you 95% of the purchase/construction price or valuation (whichever is the lower). A loan to value interest rate margin is added to standard reference rates displayed where you borrow 90% or more of the value of the property as determined by the Bank. The margin will expire after 3 years.
3 Terms and conditions apply.
4 A maximum period of 5 years interest only repayments applies.
5 A Deferred Establishment Fee applies if the loan is paid out in the first 4 years.
6 You need to apply for Cashback, which is available subject to conditions.
7 The fee will be charged but will be refunded to your account. Fees apply for subsequent transactions.
8 Terms and conditions apply. Available on Full Doc loans only. Discount margins are subject to change at any time without notice.
Product Information Document - Everyday Options Account
The Everyday Options account is issued by Suncorp-Metway Ltd ABN 66 010 831 722. Please read the relevant Product Information Document for Suncorp Bank Personal Deposit Accounts and the Terms and Conditions for Suncorp Accounts before making any decision regarding this product.