• Fixed Rate Loan

• Personal
• Investment
• Low-Doc for self-employed people¹

• 1, 2, 3 or 5 year periods

• At the end of the fixed rate period, your loan automatically converts to the Standard Variable Rate. You then have the option to apply to refix the interest rate for a further period.

• 8 to 30 years

• Up to 95% of the purchase price or valuation, whichever is the lower²

• Up to 110% of the purchase price or valuation, whichever is the lower, with our Deposit KickStart option³

• Choose weekly, fortnightly or monthly repayments. Make repayments direct from a Suncorp Transaction Account, in a branch, over the phone or via the internet.

• Choose interest only repayment periods⁴

• Have the flexibility to make additional repayments with no penalty⁵

Ability to 'Split'

• You can choose to ‘lock in’ the interest rate on part of the loan by selecting a fixed rate but still have access to additional features and flexibility on the remaining variable rate portion of the loan.

• Use the equity in the home of a family member or friend towards the purchase of your new owner occupied home.
• We may lend you up to 110%³ of the purchase price or valuation; whichever is the lower amount.
• You will save money as Lenders Mortgage Insurance is not required.

• Statements are issued every 6 months or more often if you request this.

• $600

• $10 per month

• If applicable, for Full Doc loans over 80% loan to value ratio or Low Doc loan over 60% loan to value ratio.

• You can pay a Guaranteed Rate Fee to secure a fixed rate (not available for Introductory One Year Fixed Rate) for 90 days following your application.
• The fee is calculated at 0.15% of the amount borrowed (excluding other fees which are financed by the loan)
• This fee is non-refundable.