Introductory Fixed Rate

Offering you the financial security of knowing that there will be no change in interest rate during the introductory period.

  • Choose a discounted fixed rate for the first year to help you settle into your new home.
  • Budget with confidence, knowing you’re protected against any unexpected interest rate rise/s. 
Our home loans
Call us on
13 11 75
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Loan Type
  • Introductory 1 Year Fixed Rate (reverts to the Standard Variable Loan rate at the expiry of the 12 month period)
Purpose
  • Personal
  • Investment
Loan Term
  • 8 to 30 years
Maximum Loan Amount
  • Up to 95% of the purchase price or valuation, whichever is the lower1
Repayment Flexibility
  • Choose weekly, fortnightly or monthly repayments.
  • Make repayments direct from a Suncorp Transaction Account, in a branch, over the phone or via the internet.
Additional Repayments
  • Make additional repayments when you want in order to pay off your loan sooner3.
Interest Only Repayments
  • You can choose interest only repayment periods4

Ability to 'Split'
  • You can choose to ‘lock in’ the interest rate on part of the loan by selecting a fixed rate but still have access to additional features and flexibility on the remaining variable rate portion of the loan, such as our 100% Home Loan Offset Facility.

Split Loan
Deposit Kick Start
  • Use the equity in the home of a family member or friend towards the purchase of your new owner occupied home.
  • We may lend you up to 110%2 of the purchase price or valuation; whichever is the lower amount.
  • You will save money as Lenders Mortgage Insurance is not required.
Statements
  • Statements are issued every 6 months or more often if you request this.

 

Loan Establishment Fee
  • $600
Account Keeping Fee
  • $10 per month
Mortgage Insurance
  • If applicable, for Full Doc loans over 80% loan to value ratio.

For a complete guide to the fees and charges on our loans, please download the Lending Fees and Charges brochure or obtain a copy from a Suncorp branch near you.

Get in touch

Our Home Loan Specialists are easy to contact– online, face-to-face, or over the phone on 13 11 75.

  • Enquire online and a Home Loan Specialist will help you find a loan that best suits your needs.
  • Arrange an appointment with a Home Loan Specialist in one of our branches. They’ll even come to you – where and when it suits best.
    If you prefer, just drop into one of our branches or  call us on 13 11 75.

Ready to apply?

Visit this helpful page for more information on what you will need to complete your application.

Things you should know
 

1 Exclusions and maximum loan amounts apply. Suncorp will lend you 95% of the purchase/construction price or valuation (whichever is the lower).  
2 Terms and conditions apply.
3 An Early Payment Interest Adjustment Fee applies if more than the prepayment allowance (currently $500 per month) is paid in excess of the agreed monthly repayment. Fee applies to the whole amount pre-paid.
4 A maximum period of 5 years interest only repayments applies