Investing in Property
Why get an Investment Property Loan with Suncorp Bank?
Well, with Suncorp Bank, you’ll enjoy:
A great range of home loans
Whether you’re looking for the flexibility of a variable rate, the certainty of a fixed rate, or the best of both worlds with a split loan, our diverse range of home loans will give you the freedom you've always wanted.
Personalised, expert service
Suncorp Bank’s experienced team of Home Loan Specialists are always ready to help out. Contact us on 13 11 75, or drop into your nearest branch.
I'm new to this
Try our How-to Guide to getting a home loan with Suncorp Bank.
What loans are available to me?
Check out what Home Loans are on offer.
Book a home visit with a lending specialist
Suncorp Bank Mobile Lenders have the knowledge and expertise to help you with all your home lending needs. They will also meet you at a time and place that works best for you, seven days a week.
I'd like to make an enquiry
Frequently Asked Questions about Property Investment
What fees will apply to an investment home loan?
A range of fees and charges apply both to home loan applications and home loans. You should make sure you understand all the costs before you apply. Download our Lending Fees and Charges brochure.
Stamp duty will also apply to your loan. Use the government fees calculator to get an understanding of how much you’ll pay.
Can I purchase without using any of my own cash?
You can use the equity in your current home as a deposit for your new investment Home Loan. There's also our Low Deposit Option2 which can help make it easier to secure your loan, and purchase an investment property sooner.
Find out more about your deposit options by contacting a Home Loan Specialist. Call us on 13 11 75.
Will rental income improve how much I can borrow?
Yes. You can use rental income to help boost your borrowing capacity.
What will my repayments be?
This will vary depending on the loan amount, intereste rate and term. Try our repayments calculator to get an estimate.
How do I use my equity in my current home?
For residential investment properties, principal and interest home loans, Suncorp Bank can lend up to 95% of the purchase price or our valuation, whichever is the lesser. For Access Equity, residential investment properties, interest only home loans, we can lend up to 90% of the purchase price or valuation, whichever is the lesser.
However, if you have other residential property that can be used as additional security, we will lend you the full purchase price of the proposed investment property.
Can I get a pre-approval?
Absolutely! With pre-approval1 for your investment home loan, you can concentrate on finding the ideal investment property without having to worry about your finances. Contact us.
And when you find your perfect place, let the real estate agent know that you have pre-approval on your finances – it may work in your favour.
What’s the minimum amount of cash I need to contribute?
You can use the equity in your current home as a deposit for your new investment Home Loan. Plus, our Low Deposit Option2 can help make it easier to secure your loan, and purchase an investment property sooner.
1. Pre-approval is subject to conditions which we will tell you about at the time of informing you of your pre-approval limit.
2. Lenders Mortgage Insurance will be required and may be included in loan amount (conditions apply).
Home Loans are provided by Suncorp-Metway Ltd ABN 66 010 831 722 Australian Credit Licence 229882 (“Suncorp Bank”) to approved applicants only. Terms, conditions, fees and charges apply and are available upon request.