Our Back to Basics home loan is just that…..Basic. A low variable rate loan that doesn’t charge you for features you don’t need.
- Low discounted variable rate
- No monthly account keeping fees
- The flexibility of making additional repayments when you want, how you want
| Loan Type |
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| Purpose |
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| Loan Term |
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| Maximum Loan Amount |
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| Repayment Flexibility |
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| Interest Only Repayments |
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| Additional Repayments |
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Ability to 'Split' |
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| Redraw Facility (Cashback) |
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| Deposit Kick Start |
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| Access to Extra Funds |
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| Statements |
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| Loan Establishment Fee |
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| Account Keeping Fee |
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| Mortgage Insurance |
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For a complete guide to the fees and charges on our loans, please download the Lending Fees and Charges brochure or obtain a copy from a Suncorp branch near you.
Get in touch
Our Home Loan Specialists are easy to contact– online, face-to-face, or over the phone on 13 11 75.
- Enquire online and a Home Loan Specialist will help you find a loan that best suits your needs.
- Arrange an appointment with a Home Loan Specialist in one of our branches. They’ll even come to you – where and when it suits best.
If you prefer, just drop into one of our branches or call us on 13 11 75.
Ready to apply?
There are plenty of ways to start the home loan application process.
- Simply apply online and our Home Loan Specialist will help guide you through the application process.
- Submit your application in one of our branches, or over the phone on 13 11 75.
Things you should know
1 Low Doc Option is available on Standard Variable, Back to Basics, Asset Line, 1 Year Fixed, 2 Year Fixed, 3 Year Fixed and 5 Year Fixed. A Low Doc Margin is added to the standard reference rate displayed. Terms and conditions apply.
2 Exclusions and maximum loan amounts apply. Suncorp will lend you 95% of the purchase/construction price or valuation (whichever is the lower). A loan to value interest rate margin is added to standard reference rates displayed where you borrow 90% or more of the value of the property as determined by the Bank. The margin will expire after 3 years].
3 Terms and Conditions apply.
4 A maximum period of 5 years interest only repayments applies
5 A Deferred Establishment Fee applies if the loan is paid out in the first 4 years.
6 You need to apply for Cashback, which is available subject to conditions.
7 The fee will be charged but will be refunded to your account. Fees apply for subsequent transactions.

