Apply for a Home Loan
Ready to apply? We're ready to help.
Below you'll find all the information you'll need about how to make contact, and how to prepare for the process of submitting a home loan application. If at any time you want to talk to someone about your loan application, your Home Loan Specialist can help.
What You'll Need
When applying for a home loan with Suncorp Bank, and before we can assess your home loan application, we require that each applicant provide the following information. This documentation will include details of your salary, occupation, residential status, assets, and liabilities. Depending on your circumstances, you may need to provide all or some of the items listed below. Your lending specialist will advise on what will apply for your situation.
Required Documentation Checklist
Proof of income
Proof of residence
Proof of current liabilities
Proof of non-Suncorp Bank savings (if you have them)
What Happens After I Apply?
So that you know what to expect when you apply for a home loan with us, we've put together some information about the steps we go through in processing your home loan, and when you'll hear back from us.
Step 1: We Receive
Once we receive your application and all required documentation, it can take up to three working days for a decision to be made. In this time, we will advise you if a valuation on the property is required. If a valuation is required, or we require further information, our decision may take a bit longer.
Step 2: We Issue
On approval of your loan application, your loan documentation will be issued, and sent out to you.
Step 3: You Sign
Once you receive your loan documentation, sign it, and return it to us. We need this signed documentation back so that we can finalise your loan processing/arrangements.
Step 4: You Advise
Three working days before settlement, you will need to advise us of the cheque details that you will need at settlement. This includes information such as the final amount, and payee/s that the cheques need to be made out to.
Should I consider a pre-approval?
A pre-approval for your home loan can give you added peace of mind when you're looking for a new home or investment property. When you find that perfect place, let the real estate agent know that you have pre-approval on your finances, and it may work in your favour! And if the house you love is going to auction, arranging a pre-approval before auction day could allow you to bid with more confidence.
3 easy steps to applying for pre-approval
|Contact Suncorp Bank|
Call us on 13 11 75, or book a meeting with a lender, and we'll discuss with you your needs and wants, relative to your current situation.
|Request a pre-approval certificate|
If you would like a formal pre-approval certificate, send us your documentation to confirm the details we've discussed with you. Refer to the Required Documentation checklist on the Preparation page for requirements.
|Receive certificate within 24 hours|
You can give the real estate agent a copy of this certificate when you put an offer on a place. It can help convince the seller that you're serious about your offer.
How to Apply
|Apply via Phone|
|Speak to a Mobile Lender|
|Apply in Person|