Are you juggling a career, children, pets, fitness, mortgages, and all the rest that goes with family life? Most of it is a stage that you’ll get through - like running a personal 24/7 taxi service for your kids and their friends and ensuring there’s enough food to feed everyone.
Controling debt and balancing finances is also part of it. Keep it simple and easy to control,we can help you with various options to suit the needs of you and your family.
Solutions & Options
Reducing your debt may be a great way to start simplifying your finances. We can offer you the ability to offset your mortgage with a choice of up to 9 savings accounts, that can be set up to help make saving automatic and trouble free.
- The right accounts can help you avoid unnecessary fees and charges and work with your budget rather than against it.
- A family home may provide security and stability. A good home loan or refinancing option can help you own your home sooner - and maybe leave more time to entertain.
- Savings accounts should be just about that, saving, so look for high interest options to make the most of your hard earned dollars.
- While you’re saving - you might like to help teach your children to save too. Suncorp Bank has a great kids website and account that encourages saving and helps to teach children good savings habits.
- Maybe it’s time to think about diversifying and use some of your savings to secure the future for you and your children through sound investments.
- Invest in peace of mind with insurance protection. If you’re unable to work, the bills come regardless.
- With multiple goals for now and in the future, it may be time to speak with a Financial Planner. Good planning can help you make decisions that may have you secure and comfortable for when the kids have left home and your thinking about retirement.
Tips and Tools
Managing your Home Loan
Home loans aren’t what they used to be - there are many more smart options that may help you improve your loan and lower repayments. It might be time to get a home loan health check from one of our Lending Managers.
Managing the family budget
The family keeps growing and so does the need for cash. We have an account that is designed for budgeting - the Everyday Options account can help by allowing you to separate and set up savings plans linked from your daily transactions account, pay bills online and set-up direct debits.
Saving for a goal
Save now or save later? It doesn’t have to be a choice. There are ways to set up your accounts that will help you save for goals but not leave you strapped for cash during this busy time of your life.
Down the track - when you may have less family expenses, you might like to increase your savings.
Create a vision for your future with some simple planning. Our budget tools and calculators are a good place to start.
Automatic Savings Plans
With Internet Banking you can set-up an Automated Savings Plan that automatically transfers money from your everyday account to your savings account - and you can synchronise it with pay dates.
Debit instead of credit
Using a Visa Debit card means you use your own money to pay for items online without the worry of due dates and interest charges.
- With Internet Banking you can set up balance alerts, where we’ll send you an email if you go below a set amount.
- The Automated Savings Plan via Internet Banking allows you to transfer funds automatically from your everyday account to your savings account.
- If you register for Mobile Banking you can check balances and make transactions while you’re on the go.
Keep in touch
Sometimes you may need to talk things over and other times it may be a quick do-it-yourself transaction that suits. One way or another you can always get in touch with us.
So come and talk to us face-to-face in one of our branches or over the phone 13 11 75 wherever you are. Transactions are easy too - via Branch, Telephone or Internet Banking. As much help or as little as you need.
With Suncorp Banking, the choice is yours.