Where can I use my Card?

You can use your Card:

  • For purchases at point-of sale Merchants throughout Australia by pressing the “Credit” button and signing or entering a PIN
  • Online or over the phone or by mail order at Merchants that accept the Card in Australia or Overseas.*


You cannot use your Card:

  • To withdraw cash at Australian or Overseas ATMs, via a Suncorp Bank branch or using a point of sale terminal.
  • For purchases at point-of-sale Merchants overseas.
  • At Excluded Merchants
  • For any unlawful purpose, including the purchase of goods or services prohibited by the laws of Australia.


* Foreign currency conversion fee for Visa is 3.00% of the converted Australian Dollar transaction amount, made or charged to your card. The exchange rate between the transaction currency and the billing currency used for processing foreign currency transactions is a wholesale market rate selected by Visa from within a range of wholesale rates in effect one day prior to the processing date plus the percentage that Suncorp Bank charges for the foreign currency transaction fee above.