What is Margin Lending?

Margin Lending is an investment strategy that uses debt to increase the investment capital of an investor, magnifying the potential moves of their portfolio.

A margin loan is secured against shares, managed funds and cash, just like a mortgage is secured against a property. Because a margin loan has no fixed end date, we do not require regular repayments of the principle, just interest.

Margin Lending is often referred to as a Geared or Leveraged Investment Strategy. Any gains or losses made in a portfolio comprised of both debt and equity will be larger than those of a portfolio comprised of equity alone.

Because Margin Lending has the power to magnify both gains and loses, it is important that you consult your financial adviser to find out if this product is suitable for you.

For more information, or to apply, see the Suncorp Margin Lending website.