An External Funds Transfer Password (ETP) is a password that is needed to transfer funds to an external account with another financial institution. It is different to your Internet Banking password and provides a second level of security when performing higher risk transactions.
You can only apply for a EFT when logged onto Internet Banking. Once logged onto the Internet Banking environment click on security in the left hand menu, followed by external transfer password application. Your ETP will be sent to you by post for security reasons.