No, not all transactions will need a PIN, most notably contactless transactions (Visa payWave) under $100 do not need to be authorised by a PIN.
Non-PIN transactions include:
- Transactions that do not require a signature or PIN today. These transactions include contactless transactions (Visa payWave) and small ticket payments;
- International transactions (transactions conducted by cardholders with cards issued by banks outside Australia);
- Magnetic stripe transactions;
- In each case, the terminal will prompt for a PIN if it is required.