Can I get cash out at a merchant with my Visa Debit card?

You can get cash out if you have a chip enabled Visa Debit Card by pressing "credit" at a merchant terminal within Australia. 'Cash out' can be obtained either when making a purchase, or without making a purchase if the merchant allows it. It's important to remember that the card must be inserted into the terminal and not swiped, and a PIN must be used as 'Cash out' cannot be obtained with a signature.