Business Everyday Account

A transaction account that is great for businesses to conduct their everyday banking.

  • Great for small businesses with low volumes of monthly transactions and relatively small account balances
  • No Monthly Account Keeping Fee
  • Free staff assisted deposits and cheque deposits
  • Up to 30 fee free withdrawals each month

Features at a Glance


Fee-free transactions
  • Up to 30 fee free withdrawals each month (includes staff assisted withdrawals, cheque withdrawals and external transfers*).
Access We’re making it easier for you with a growing number of ATMs & Branches to ensure your cash is always handy.

Access your day-to-day money with:

  • ATMs
  • EFTPOS
  • BPAY®
  • VISA Debit Card¹
  • Telephone Banking
  • Internet Banking
  • Mobile Phone Banking
  • Branches
Overdraft
  • The account can be linked to a Business Overdraft upon approval.
Payment options
  • Use EFTPOS, BPAY® Biller or Business Payments to receive customer payments or to make payments to suppliers. You need to apply for these services and they have a separate fee structure.
Offset Mode
(Only available on eligible Suncorp Small Business Loans)
  • When you have an eligible Suncorp Small Business loan, you can choose to operate your business account in Offset mode.
  • The balance of your account is offset against your linked Small Business loan balance, reducing the amount of interest that you pay on the Small Business loan.

How to apply


Branch
  • Drop into your nearest Suncorp Bank Branch
  • Find your nearest branch
Phone
  • Call us on 13 11 75
Online

Things you should know

* External transfers include funds transfer, immediate or future dates (internet and staff assisted) from a Suncorp account to an account at another financial institution that participates in BECS.
¹VISA Debit cards are not available to overseas residents, Company/Organisation/Trustee accounts, accounts where the number to sign to operate is two or more (no form of card access is allowed) or minors. VISA Debit card can only be issued in the name of individuals, it cannot be issued in a business name. VISA Debit card must have an account linked as Primary Credit Relationship. Each customer may only have one VISA Debit card per Primary Credit account.
Business Everyday Account is issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No: 229882 (“Suncorp Bank”). Other Fees and charges may apply. Please read the Product Disclosure Statement/Product Information Document before making any decision regarding this product. For a paper copy visit your local branch or contact us on 13 11 75.

Fees at a Glance

Account-keeping fee Free
Staff Assisted Deposits Free
Cheque Deposits Free
Electronic Transactions
(excluding external transfers*)
Free
Fee Free transactions allowed per month Up to 30 fee free withdrawals each month (includes staff assisted withdrawals, cheque withdrawals and external transfers*)

Fees if you exceed fee free transactions limit

Staff assisted withdrawals $1.00
Cheque withdrawals $0.60
External transfers* $2.00

Fees Always Charged

Withdrawals and enquiries at other Financial Institutions ATMs will incur the ATM Operator Fee charged immediately to your account at the time of transaction by the Financial Institution who owns the ATM.

Interest Rates

There is no interest paid on this account

If you would like to earn interest you can use your Business Everyday Account with our Business Saver Account high interest savings account

How to apply

Branch
  • Drop into your nearest Suncorp Bank Branch
  • Find your nearest branch
Phone
  • call us on 13 11 75
Online

Things you should know

* External transfers include funds transfer, immediate or future dates (internet and staff assisted) from a Suncorp account to an account at another financial institution that participates in BECS.
Business Everyday Account is issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No: 229882 (“Suncorp Bank”). Other Fees and charges may apply. Please read the Product Disclosure Statement/Product Information Document before making any decision regarding this product. For a paper copy visit your local branch or contact us on 13 11 75.

Payment solutions at a Glance

Features Available on all EFTPOS Facilities

Fast
  • Fast transaction processing
Secure
  • Advanced physical. Logical and flexible security features.
Flexible
  • Same day settlement to a Suncorp account, for transactions processed before 6.30pm, 7 days a week.
  • Multi Merchant capability
  • Accepts all major credit cards and Australian debit cards, plus the ability to accept American Express and Diners Club
  • Support for multiple communication options including dial up, broadband and GPRS
Competitively Priced
  • Free Stationery
  • Free depositing of terminal trade to Suncorp business accounts.
  • Free terminal installation and connection.
  • Free terminal communication fees.
  • No authorisation fee.
  • No declined transaction fees.
Compact Design
  • Slim, stylish design suitable for easy handover operation.
  • Large key layout for easy key recognition.
  • Help Menus for quick problem resolution.

Additional Features Available

Value Add Applications for Additional Income Streams^
  • Create an additional income stream by offering customers a range of value add applications such as mobile phone top ups, gift and pre-paid cards^.
Total Mobility

Find out more
  • A mobile terminal that provides the convenience and security of cash-free payments for those businesses operating outside a shop environment

Other Payment Solutions Available

Integrated POS

An EFTPOS payment solution that integrates EFTPOS terminals with Point of Sale (POS) systems.
Find out more

Virtual POS

Three modules allowing you to process credit card transactions over the internet.
Find out more

Business Payments

Create and process bulk payments to your creditors or employees.
Find out more

BPAY® Biller

Arrange for us to collect payments electronically from your customers via the BPAY® Scheme.
Find out more

Things you should know

^Expanded terminal functions are provided by third party service providers external to the Suncorp Group, Merchants enter into an agreement with the third party service provider to obtain these services.