Choosing a Bank Account
Looking for a new bank account?
Our comprehensive guide can help with choosing the right bank account for your needs, finding out what extras you may be entitled to, how to access your money overseas, and how to make the easy switch to Suncorp Bank.
Did you know? Existing customers can open a Personal Bank Account from within Internet Banking.
Firstly, there are two main types of Bank Accounts.
- A Transaction account is an account used for everyday spending; for shopping, for paying for things with a card, and for paying bills online.
- A Savings account is an account in which your money accrues interest at a higher rate; meaning you’ll earn on whatever you put away to save.
- To make purchases using the money in your savings account, simply transfer it to a transaction account.
|Everyday Basics Account||An everyday, no-fuss, fee-free transaction account.|
A basic, affordable, fee-free transaction account for:
Spending and Saving
|Everyday Options Account||An everyday transaction account that links up to 9 high-interest savings accounts.|
For Over 55s
|55 Plus Account||With this simple transaction account, you not only have the option of attaching it to a savings account, but you'll also enjoy a wealth of bonuses, like free bank-cheques, a Visa Debit card, and flexiRates.|
For High Balances
|Cash Management Account||A transaction and savings account in one, with a competitive, tiered interest rate, so the more you save, the more you earn.|
|Accounts Comparison Tool||Compare our transactions and savings accounts|
Accessing your account
|ATM Locator||Find your nearest branch or ATM|
Looking for something else?
A purely online savings account
|eOptions||A high-interest, online savings account with no fees.|
|Secured savings returns||Term Deposits|
Our Term Deposits give you guaranteed, secure returns.
Alternatively, with flexiRates, you can lock a portion of your money away in your savings account for a term of your choosing, earning higher interest.
|Access to my money overseas; for travel||Cash Passport||A prepaid debit card matched to the currency of your destination. This card can be used over the counter, and to withindraw cash from over 1 million Visa ATMs worldwide.|
|Foreign Currency Cash||You can exchange your money into numerous foreign currencies at a Suncorp bank branch prior to your travel.|
|Visa Debit||Link a Visa Debit card to one of your transaction accounts, and you can shop and pay - with your money - anywhere that accepts Visa.|
|Travellers Cheques||Safer than cash, American Express Travellers Cheques mean security. Full refund or replacement if your cheques are lost or stolen.|
|An account for someone under 18||Kids Savings Account|
Ready to Apply?
The Suncorp Group does not provide in this site any investment, financial product, legal or taxation advice as to the suitability of the products and services described in this site for your particular objectives, financial situation or needs. Any Financial product and investment advice given in this site, including forecasts and opinions, is general advice only. This advice has been prepared without taking into account your particular objectives, financial situation and needs. You should either assess the advice yourself or seek the help of an adviser.
Financial product advice is provided by representatives of Suncorp Financial Services Pty Ltd ABN 50 010 844 621, Australian Financial Services Licensee.