Everyday Essentials Account

For low income earners.

Suncorp Bank is a passionate advocate of affordable banking for everyone. We now have a transaction account for low income customers and holders of concession and health care cards.

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  • Features
  • No account-keeping or overdrawn fees

  • Free statements and Visa Debit card1

  • Free access to the Suncorp Bank and Bendigo Bank ATM network

  • No minimum deposit amount required to open

  • The ability to set up Direct Debits


Ways to access your Everyday Essentials Account

Your card Options

Choose a Visa Debit card1 and access your own money in more places, like when you’re shopping online or travelling overseas.

Rates and Fees

Fees at a glance

Monthly account keeping feeNil
All Suncorp Bank TransactionsFree
Using other banks' ATMsATM Operator Fee2
Electronic transfers to other banksFree
Bank cheque purchase$8.00

We want to teach you how to save on fees. Learn more about fees and how to avoid them.


Interest Rates

There’s no interest paid on money in this account.

If you’re saving for a goal and would like to earn interest you can use your everyday account with our eOptions high interest online savings account.

 Looking for something else? Try our Guide to Choosing a Bank Account.

Things you should know

1. To be eligible for a Suncorp Bank Visa Debit card you must be over 16 and a permanent resident of Australia. If not eligible you will receive a Suncorp Bank eftpos card.

2. Withdrawals and enquiries at other (“non Suncorp Bank”) ATMs will incur the ATM Operator fee by the Financial Institution who owns the ATM. This fee will be charged immediately at the time of the transaction to your account.

Banking Products issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722. Please read the Product Information Document before making any decisions regarding this product. Visit your nearest  branch or call 13 11 75 for more information. Terms and Conditions, fees and charges may apply and are available on request.