Business Premium Account

A transaction and cash management account in one.

Great for medium to large businesses with high transaction volumes each month, you'll also enjoy free, staff-assisted deposits, a competitive tiered interest rate, and up to 60 fee free withdrawals each month. 

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Ways to access your Business Premium Account

Other Features

Fee-free transactions

  • Up to 60 fee free withdrawals each month (includes staff assisted withdrawals, cheque withdrawals and external transfers*).


  • The account can be linked to a Business Overdraft upon approval.

Payment options

  • Use EFTPOS, BPAY® Biller or Business Payments to receive customer payments or to make payments to suppliers. You need to apply for these services and they have a separate fee structure.

Offset Mode
(Only available on eligible Suncorp Small Business Loans)

  • When you have an eligible Suncorp Small Business loan, you can choose to operate your business account in Offset mode.

  • The balance of your account is offset against your linked Small Business loan balance, reducing the amount of interest that you pay on the Small Business loan.

Added Compatibility

Rates and Fees

Fees at a glance

Monthly account keeping fee$20 (waived if you deposit a minimum of $50,000 in the account each month).
Staff Assisted DepositsFree
Cheque DepositsFree
Electronic Transactions (excluding external transfers*)Free
Fee Free transactions allowed per monthUp to 60 fee free withdrawals each month (includes staff assisted withdrawals, cheque withdrawals and external transfers*)


Fees if you exceed fee free transactions limit

Staff assisted withdrawals$1.00
Cheque withdrawals$0.60
External transfers*$2.00


Fees Always Charged

Withdrawals and enquiries at other Financial Institutions ATMs will incur the ATM Operator Fee charged immediately to your account at the time of transaction by the Financial Institution who owns the ATM.


Earning Interest

Interest Rates**

Business Premium Account

Minimum BalanceAnnual Interest Rate
$500,000 and over0.30% p.a.
$250,000 - $499,9990.20% p.a
$100,000 - $249,9990.10% p.a.
$50,000 - $99,9990.05% p.a.
$20,000 - $49,9990.05% p.a.
$1 - $19,9990.00% p.a

Interest Rates Effective 6 May 2016.
Interest calculated daily and paid monthly on a tiered basis.


Things you should know

* External transfers include funds transfer, immediate or future dates (internet and staff assisted) from a Suncorp account to an account at another financial institution that participates in BECS.

1 VISA Debit cards are not available to overseas residents, Trustee accounts, accounts where the number to sign to operate is two or more (no form of card access is allowed) or minors. VISA Debit card can only be issued in the name of individuals, it cannot be issued in a business name. VISA Debit card must have an account linked as Primary Credit Relationship. Each customer may only have one VISA Debit card per Primary Credit account.
**Rates Subject to change without notice
Business Premium Account is issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No: 229882 (“Suncorp Bank”). Other Fees and charges may apply. Please read the Product Information Document before making any decision regarding this product. For a paper copy visit your local branch or contact us on 13 11 75.