Cash Flow Solutions

Business Overdraft.

Our Business Overdraft facility attaches right to your business’s transaction account, eliminating the worry of overdrawing your account, or dishonouring payments. The overdraft funds are accessible via any method that you bank from that account, and start at a minimum overdraft amount of $10,000.

  • No set monthly repayment
  • Interest calculated daily, and only on the outstanding balance
  • Fees accorded to application and approved limit.
Interested? Contact your local Agribusiness Specialist and we'll come to you. You can also download the Product Information Document

Other Cashflow options for your rural business:

The options below will take you to our Business Banking website, which hosts a range of options for all types of businesses. If you want to know more about any product you see there, your local Agribusiness Specialist is still the one to call.


OptionsFor your business
Line of Credit Meet the unique financial demands of each changing season with revolving credit approved at an amount that suits your needs, starting at a minimum of $10,000.
Clear Options Business Credit CardA credit-card option tailored for businesses, to help manage expenses and purchases.
Trade FinanceHelp with your Import and Export activities.
Debtor FinanceConvert up to 80% of unpaid invoices into cash.
Business Ready PackageCombine up to three term loans, and a Business Overdraft facility, paying only one fee for the lot.
EFTPOSA fast, simple, and secure way to process customer’s credit and debit-card transactions.

Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722. All products are available to approved applicants only. Terms and conditions apply and are available on request. Fees and charges apply. Please read the applicable Product Disclosure Statement/Product Information Document before making any decisions about a product. Contact us for a copy on 13 11 55.

Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238098 (“Citigroup”) is the credit provider and issuer of Suncorp Clear Options Credit Cards. Suncorp-Metway Ltd ABN 66 010 831 722 (“Suncorp Bank”) promotes and distributes Suncorp Clear Options Credit Cards on Citigroup’s behalf under an agreement with Citigroup. Suncorp Bank will not guarantee or otherwise support Citigroup’s obligations under the contracts or agreements connected with the Credit Cards (other than those relating to Suncorp Bank internet banking and telephone banking).