- Fixed rate of 13.9%* (so you'll always know what your repayments will be)
- Minimum loan amount $5000
- Repaid over 1 to 7 years
- Fast Approval
* Comparison rate 14.49% p.a.(based upon $30,000 over 5 years)1
| The Basics | Visit our How To Guide for information about what you can get a loan for, and how to know if you qualify. |
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Fast approval |
Conditional approval can usually be given the working day after we receive your application. Apply online, and it can be even quicker. |
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Fixed competitive rate |
The Interest rates are fixed for the term of the loan, making budgeting easier because your minimum repayments never change. |
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Low fees |
Pay a low establishment fee, a low account keeping fee, and no penalties for additional repayments.2 |
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Repayment Flexibility |
Choose to repay your loan weekly, fortnightly or monthly or make extra repayments to pay off the loan early.2 Simplify repayments by taking advantage of a direct salary transfer or automatic transfer from your Suncorp Bank account. |
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Flexible loan terms |
Loans start at $5,000 and you can spread your repayments over a period of 1 to 7 years, depending on the loan amount and purpose. |
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Optional Loan Protection Insurance |
When you qualify for a personal loan with Suncorp Bank you may also be eligible for Consumer Credit Insurance. |
Personal loans are available to residents of Qld, NSW, ACT, SA, WA, Vic and Tas who can settle their loan at a Suncorp Bank branch.
Rates effective 8 July 2009, but are subject to change.Personal Loan - Unsecured
Loan Amount
Annual Percentage Rate
Comparison Rates*
$5,000 and over
Personal loan interest rates can change at any time prior to a loan being funded (settlement) after which time the rate will be fixed for the Fixed Interest Period.13.90% p.a.
16.18% p.a.
(based upon $10,000 over 3 years)
14.49% p.a.
(based upon $30,000 over 5 years)
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Fees
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Establishment Fee (financed with the loan) |
$175 |
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Monthly account keeping fee |
$5 per month for the term of your loan |
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Stamp duty |
Stamp duty and government charges apply |
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Early Payout Fee |
$300 (Payable on the day the loan is paid out, when the loan is paid out within 12 months of settlement and the term of the loan exceeds 12 months.) |
To apply for a Personal Loan, you must be:
- 18 years or older,
- An Australian resident,
- Earning a minimum net income of $25,000 a year,
- Able to meet the repayments
- Looking to borrow more than $5,000.
Speak to one of our Lending Specialists to get a clear an idea of your eligibility. Call us on 13 11 75, or visit your nearest Suncorp Bank branch.
See our full guide to preparing your application.
Can I have someone act as guarantor on my personal loan?
No. We do not currently accept guarantors for personal loans.